Compare Everyday Home & Contents Insurance

Whether you’re a homeowner or a renter, protect your property and the things you love with home insurance. Pick from combined Building and Contents, Building only or Contents only options below and compare our Standard and Comprehensive insurance benefits.

All benefits are subject to policy terms and conditions, including exclusions and limits (including sub-limits).

BenefitsStandardComprehensive
Building and Contents Insurance
Choose your excess
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24 hour emergency claims assistance (including make safe and home claims lodgement)
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Fire and explosion
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Storm, rainwater and flood
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Earthquake, tsunami and volcanic eruption  
Lightning  
Malicious damage (including vandalism)
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Theft  
Impact caused by events listed in the policy wording  
Riot, civil commotion or industrial unrest  
Sudden, unexpected or accidental escape of liquids from sources listed in the policy wording, such as burst pipes
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Accidental glass breakage
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Accidental damage
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Building and Contents Insurance - Additional benefits
Emergency accommodation
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Lesser of 12 months of rent or 10% of sum insured
Replacement of locks
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$500$1,000
Damage to trees, plants or shrubs
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$750$1,500
Contents temporarily removed from your home*
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Moving to a new address in Australia - contents whilst in transit*
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Moving to a new address in Australia - contents in your new and old home for up to 14 days
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Outdoor contents at your home
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$4,000$8,000
Contents in your home office
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$5,000$10,000
Cover for Strata title property owners (to include fixture, lock replacement and emergency accommodation)*
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Food spoilage
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$500$1,000
Legal liability
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Removal of debris and fees
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$10,000$15,000
Discharge of mortgage costs
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$1,000$2,000
Temporary accommodation for your dogs and/or cats
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$500$1,000
Funeral expenses
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$5,000$10,000
Guests' contents
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$500$1,000
Documents replacement
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$500$1,000
Tools of trade
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$1,000$2,000
Building and Contents Insurance - Optional benefits
Electrical motor burnout
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$1,000$2,000
Portable valuables outside your home, within Australia (available as Group cover or Itemised cover)
Learn more
  
BenefitsStandardComprehensive
Contents
Choose your excess
Learn more
  
24 hour emergency claims assistance (including make safe and home claims lodgement)
Learn more
  
Fire and explosion
Learn more
  
Storm, rainwater and flood
Learn more
  
Earthquake, tsunami and volcanic eruption  
Lightning  
Malicious damage (including vandalism)
Learn more
  
Theft  
Impact caused by events listed in the policy wording  
Riot, civil commotion or industrial unrest  
Sudden, unexpected or accidental escape of liquids from sources listed in the policy wording, such as burst pipes
Learn more
  
Accidental glass breakage
Learn more
  
Contents Insurance - Additional benefits
Contents temporarily removed from your home*
Learn more
  
Moving to a new address in Australia - contents whilst in transit*
Learn more
  
Moving to a new address in Australia - contents in your new and old home for up to 14 days
Learn more
  
Outdoor contents at your home
Learn more
$4,000$8,000
Contents in your home office
Learn more
$5,000$10,000
Cover for Strata title property owners (to include fixture, lock replacement and emergency accommodation)*
Learn more
  
Food spoilage
Learn more
$500$1,000
Legal liability
Learn more
  
Accidental damage
Learn more
  
Removal of debris and fees
Learn more
$10,000$15,000
Funeral expenses
Learn more
$5,000$10,000
Guests' contents
Learn more
$500$1,000
Documents replacement
Learn more
$500$1,000
Tools of trade
Learn more
$1,000$2,000
Contents Insurance - Optional benefits
Electrical motor burnout$1,000$2,000
Portable valuables outside your home, within Australia (available as Group cover or Itemised cover)
Learn more
  
BenefitsStandardComprehensive
Building Insurance
Choose your excess
Learn more
  
24 hour emergency claims assistance (including make safe and home claims lodgement)
Learn more
  
Fire and explosion
Learn more
  
Storm, rainwater and flood
Learn more
  
Earthquake, tsunami and volcanic eruption  
Lightning  
Malicious damage (including vandalism)
Learn more
  
Theft  
Impact caused by events listed in the policy wording  
Riot, civil commotion or industrial unrest  
Sudden, unexpected or accidental escape of liquids from sources listed in the policy wording, such as burst pipes
Learn more
  
Accidental glass breakage
Learn more
  
Accidental damage
Learn more
  
Building Insurance - Additional benefits
Emergency accommodation
Learn more
Lesser of 12 months of rent or 10% of sum insured
Replacement of locks
Learn more
$500$1,000
Damage to trees, plants or shrubs
Learn more
$750$1,500
Discharge of mortgage costs
Learn more
$1,000$2,000
Temporary accommodation for your dogs and/or cats
Learn more
$500$1,000
Funeral expenses
Learn more
$5,000$10,000
Building Insurance - Optional benefits
Electrical motor burnout
Learn more
$1,000$2,000

 

Above is a summary table only. Please read the Home Insurance Product Disclosure Statement for full terms, conditions, limits (including sub-limits) and exclusions that apply.

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Important information

* Sub-limits apply.