offer icon

As an Everyday Insurance customer, you could save up to $50 a month on groceries° 
Find out more

Why Choose Everyday Home Insurance?

Everyday Home Insurance

24/7 Emergency Claims Assistance.

In the event of an emergency, our friendly claims team is available around the clock to help make your home safe and secure.

Bushfire & Flood cover as standard.

We understand the needs of Australian homeowners, that's why our Home Insurance comes with bushfire and flood cover as standard.>

Bundle to save.

Save up to 10%= when you buy combined home and contents insurance.

Quality cover you can trust.

Backed by Hollard, one of Australia's largest insurers.

Get a quote online today with Everyday Home Insurance.

Matto

What does Home Insurance cover?

Home and Contents Insurance.Standard.Comprehensive.
Fire and explosion.  
Storm, rainwater and flood.  
Malicious damage (including vandalism).  
Theft.  
Accidental damage.  
Moving to a new address in Australia - contents while in transit.*  
 Find out moreFind out more

Above is a summary table only. Please read the Home Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.

Home and Contents optional extras:

Portable valuables.

Protect yourself from loss or damage to your eligible personal items, including cover for jewellery, clothes and glasses. You can choose from group cover or itemised cover for high-value items.

 

Electrical motor burnout.

If you add the optional electrical motor burnout benefit to your building and contents policy, we'll help pay to fix or replace motors which form part of your building, as well as contents which have broken down due to an electrical motor’s wiring burning out.

 

From quote to claim, we're here to make things as simple and straightforward as possible.

24 hour emergency claims assistance.

In the event of an emergency, our friendly claims team is available around the clock to help make your home safe and secure.

Manage your policy online.

Log in to My Insurance Portal and update your policy online anytime, anywhere.

 

Flexible payment options.

Adjust your excess to find a premium suitable for you. Plus you can choose to pay monthly or yearly.


Home Insurance FAQs.

The 10% off your shop offer can be redeemed in-store once a that month. It's limited to a maximum saving of $50 (i.e. 10% off a $500 in-store grocery shop) on a single Woolworths Supermarkets in-store transaction each calendar month.

To receive the 10% off groceries offer in-store you must scan your Everyday Rewards Card. The Card must be linked to your Everyday Insurance policy. Applicable customers can elect when they choose to take up the offer by selecting "yes" or "no" when prompted at checkout. Terms & Conditions apply

The offer is only available for qualifying purchases made in store and excludes online orders made on woolworths.com.au or via the Woolworths app (including Pick up and Direct to boot orders).

Read all 10% off your shop FAQs

A summary of what you are covered for is in our Benefits and Comparison table. You should also read through the terms, conditions and exclusions outlined in your Home Insurance PDS.

You can also find the details of your individual cover on your Certificate of Insurance. You can view and download it in My Insurance Portal, or by contacting us by calling 1300 10 1234 and we'll email or post a copy to you.

Not registered for My Insurance Portal? Register now.

 

You can manage your Home Insurance policy via My Insurance Portal.

From your account, you will be able to:

Update your email address and phone number

Update your credit or debit card details

Access your Certificate of Insurance

Login
Register now

If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.

If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details, or if you'd like to opt out of automatic renewal.

With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.

If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.

To find out more about your renewal dates, you can Chat Now.

You can lodge your Home Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.

To lodge a claim, you'll need your policy details handy, a list of the property that has been damaged, lost or stolen and any additional documents that may support your claim.

Find out more about making a Home Insurance claim

The weather events covered by your Home Insurance policy change depending on your policy type. You can find more information in the PDS located on the Useful Documents page or contact our Customer Care team on 1300 10 1234 during our operating hours.

Important information.

* Sub-limits apply.

text

^^Offer Period

This offer is available to eligible customers who purchase a new eligible policy between 12:00 AM AEDT/AEST on 09/03/2026 to 11:59 PM AEDT/AEST on 19/04/2026.

Who is eligible

This offer applies to Everyday Rewards members who have an active registered Everyday Rewards card that is linked to their new eligible Everyday Car or Home Insurance policy purchased during the Offer Period. This offer is not available for customers who purchase a policy via an aggregator site such as Compare the Market or iSelect.

How it works

To qualify for this offer you must: (a) purchase an eligible new Everyday Car or Home Insurance policy during the offer period; (b) provide the promo code SHOP60 when purchasing your policy; (c) successfully link your active, registered Everyday Rewards card to your new Everyday Car or Home Insurance policy at time of purchase; and (d) pass the 14 day cooling off period, pay your first premium in full and keep your policy active.

After you have qualified, we will add the offer to your linked Everyday Rewards card. This may occur up to 45 days after the day you purchase your new eligible Everyday Car or Home Insurance policy.

After we have added the offer to your linked Everyday Rewards card, to redeem the Offer, you must (a) spend a minimum of $100 in-store, in one transaction at Woolworths Supermarkets;  and (b) scan your Everyday Rewards card at the checkout. The $60 off offer will be applied to the first qualifying transaction you make after the offer has been added to your Everyday Rewards card. You cannot save this offer for later transactions. Minimum spend is calculated after savings and discounts, must occur in one transaction and excludes certain products, services, fees, internet cafes, purchases of liquor, smoking/tobacco products and accessories, newspapers, Woolworths Services, Gift Cards (including iTunes), mobile recharge, Everyday Mobile from Woolworths devices or plans, travel cards and tickets, Carpet Care, and lottery products or in conjunction with any other offers.

You will no longer receive this offer if your policy is cancelled, if you change your type of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended. 

This offer can be redeemed once (1) per Everyday Rewards Member. Only one (1) offer promo code can be applied at a time.

What is not included 

This offer excludes: Everyday Pet, Landlord, and Travel insurance products and Everyday Roadside Assist, and Everyday Rewards members who have not linked their active, registered Everyday Rewards Card to their policy. 

Additional Important Information

Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Car Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination found here and Everyday Home Insurance Product Disclosure Statement,  Financial Services Guide and Target Market Determination found here to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time. Woolworths will provide reasonable notice of any adverse changes

text

° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

text

A discount of 10% is applied to your premium when you combine Building and Contents on one Home Insurance Policy. The discount will apply to the first 12 months of your Everyday Home Insurance policy. The discount will be reapplied for 12 months each time your Everyday Home Insurance policy is renewed so long as you continue to combine Building and Contents on one Home Insurance policy and Everyday Insurance continues to offer the discount. Minimum premiums apply which could reduce any discount you are entitled to. Discount does not apply to taxes or government charges and optional non-insurance services.

text

> Coverage excludes loss or damage from bushfire, storm, rainwater, or flood within the first 72 hours of a new or restarted policy, unless you had continuous equivalent cover. Additionally, increased coverage amounts for these events are not effective within this initial 72-hour period.