See clearly with Everyday Car Insurance: your questions about excess free windscreen cover answered.

      Choosing the right car insurance can be confusing, but understanding your coverage doesn't have to be. That's why we're breaking down everything you need to know about our Excess free windscreen cover option.

      What is Excess free windscreen cover?

      Excess free windscreen cover is an optional extra you can add to your Everyday Car Insurance policy for an additional premium. This optional extra is available for Comprehensive, Drive Less Pay Less and Third Party Fire & Theft policies.

      Important note: Excess free windscreen cover is not available for Third Party Property Damage policies.

      How does Excess free windscreen cover work?

      If you have this optional extra on your policy and you experience your first instance of windscreen damage, we'll pay the cost of replacing or repairing the front windscreen of your car if it is accidentally broken or damaged. We will not apply the agreed excess(es) (set out in your Certificate of Insurance) to the first front windscreen claim made in any one period of insurance.


      Enjoy a $50 Everyday WISH eGift Card with your Car Insurance.##

      Just link your Everyday Rewards Card and enter the promo code EDICAR50 when taking out a policy online.

      What are the benefits of choosing Excess free windscreen cover?

      • No surprise costs: A cracked or chipped windscreen can be stressful enough. With this cover, you can have your windscreen fixed or replaced without worrying about the excess payment.
        • Quality repairs: We use high-quality windscreen replacements that meet Australian Design Rules, to help ensure safety and clear visibility on the road.
        • Added value: For an additional cost, you can gain valuable protection against a common car issue.

       

      Are there any limitations to Excess free windscreen cover?

      Yes, there are a few things to keep in mind:

      • First claim only: This optional extra waives the excess for your first windscreen claim within your period of insurance. Subsequent windscreen claims within the same period of insurance will require you to pay the applicable excess(es).
        • Front windscreen only: This cover applies to your front windscreen only and excludes windows, sunroofs and any other glass components.
        • Additional damage: This optional extra is not applicable where your covered claim includes damage to your car which is in addition to the front windscreen glass breakage.

       

      To learn more about adding Excess free windscreen cover to your Everyday Car Insurance policy, please refer to the Product Disclosure Statement (PDS).

      What Car Insurance Policies does Everyday Insurance Offer?

      Everyday Car Insurance offers flexible cover options for you and your car.

      Comprehensive Car Insurance

      Our Comprehensive car cover provides protection for damage to your car as well as other people's property.

      Find out more
      Comprehensive Car Insurance. Man in Car with Dog Image

      Drive Less Pay Less Insurance

      Everyday Drive Less Pay Less offers cover for cars that are driven 15,000km or less per year.                              

      Find out more
      Drive Less Pay Less . Couple and Car Image

      Third Party Property, Fire & Theft

      We cover you for all the benefits of third party property damage along with theft or attempted theft and fire.

      Find out more
      Third Party Property, Fire & Theft

      Third Party Property Damage

      Third Party Property Damage cover protects you if you cause damage to another person’s vehicle.                                         

      Find out more
      Third Party Property Damage


      Get a quote online today

      Why pick Everyday Car Insurance?

      Drive Less Pay Less.

      Comprehensive cover for less. Eligible drivers could save up to $320 with Drive Less Pay Less.*
       

      Drive Less Pay Less

      Quality cover you can count on.

      Backed by Hollard. One of Australia's largest insurers.
       

      Quality cover you can count on

      Award-winning Insurance.

      Winner of Finder’s Customer Satisfaction Awards for Highly Commended Car Insurance 2023.
      See our awards

      Award-winning Insurance

      24/7 emergency claims assistance.

      Our expert claims team is available around the clock should you need to claim for an unexpected events.

      24/7 emergency claims assistance

      * Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Eligibility for Drive Less Pay Less is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria.

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      Important information

       

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      ## To receive a $50 Everyday Wish e-Gift Card, you must enter promo code EDICAR50 and successfully link your active registered Everyday Rewards card when purchasing the participating Everyday Car Insurance policy online between 14 May 2025 and 30 June 2025.

      This offer is only available when purchasing new Car Insurance policies online excluding from aggregators. This offer can be redeemed once per Everyday Rewards Member.

      The $50 Everyday Wish e-Gift Card will be sent to you via the email address you have provided on the policy within 30 days of the first premium being paid in full,  provided your policy remains active and has passed the cooling off period. The Everyday Wish e-Gift Card is issued by and remains the property of Woolworths and may be used at participating stores only. Not redeemable or reloadable for cash. Full terms and conditions at giftcards.woolworths.com.au. This offer will not be allocated to any changes you make to your policy post purchase during the offer period or beyond. 

      Enjoyment of Everyday Rewards, and Everyday Car Insurance offers is subject to the Everyday Rewards Terms and Conditions, and meeting the eligibility criteria specified in the Everyday Car Insurance PDS associated with the chosen plan. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time, and will provide reasonable notice of any adverse changes.

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      * Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who drive 15,000km or less  annually. Current as at 06 March 2024. Eligibility for Drive Less Pay Less and actual savings is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria. Minimum premiums may reduce savings. Kilometres can be increased to a limit of 15,000km per period of insurance for an additional premium. In the event of a claim, if the end odometer reading is exceeded, an additional Outside odometer excess will apply.

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      Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.

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      Life Insurance is issued by Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL No. 324908 (Swiss Re) and administered by Greenstone Financial Services Pty Ltd, ABN 53 128 692 884; AFSL No. 343079 (Greenstone). Roadside assistance is provided by Digicall Assist Pty Ltd ABN 92 152 605 340. Car, Home, and Landlords Insurance are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard).

      Pet Insurance policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183, except for those entered into before 17 July 2023 & subsequent renewals, which are issued by Hollard.

      Travel Insurance policies are issued by Pacific International Insurance Pty Ltd, ABN 83 169 311 193 and administered by nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. 

      Woolworths Group Limited, AR 245476 acts as Hollard, PetSure, nib’s and Greenstone's Authorised Representative.

      Any general advice provided does not consider your objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS), Financial Services Guide (FSG) Target Market Determination (TMD) available on this website, to decide if the product is right for you.

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