- text
-
7Offer Period
This Offer is available for purchase from 12:00 AM AEST on 03/08/2026 to 11:59 PM AEST on 24/09/2026.
Where the offer is available
This Offer is available when you purchase a new Everyday Car Insurance policy on the Everyday Insurance website or through calling Everyday Insurance.
Who is eligible
This Offer applies to customers who enter or provide promo code EDICAR60 during the offer period when purchasing a new policy and link their active registered Everyday Rewards card to their Everyday Car Insurance policy during purchase. This offer cannot be applied after purchase or on renewal.
How it works
To receive a $60 Everyday WISH eGift Card, you need to enter promo code EDICAR60 and successfully link your active, registered Everyday Rewards card to your new Everyday Car Insurance policy at the time of purchase during the offer period.
The $60 Everyday WISH eGift Card will be sent to you via the email address you have provided on the policy within 30 days of the first premium being paid in full, provided your policy remains active and has passed the cooling off period. The Everyday WISH eGift Card is issued by and remains the property of Woolworths and may be used at participating stores only. Not redeemable or reloadable for cash. Full terms and conditions at https://giftcards.woolworths.com.au. This offer will not be allocated to any changes you make to your policy post purchase during the offer period or beyond.
You will no longer receive this offer if your policy is cancelled, if you change your level of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended.
This offer can be redeemed once per Everyday Rewards Member regardless of the number of policies purchased. Only one Offer promo code can be applied at a time.
What is not included
This offer excludes: Everyday Pet, Home, Landlord, Travel, Life, and Funeral Insurance products and Everyday Roadside Assist, and Everyday Rewards members who have not linked their active, registered Everyday Rewards Card to their policy.
Additional Important Information
Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Car Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination available to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. Woolworths Group Limited ABN 88 000 014 675 is the issuer of the Everyday WISH eGift Card. Everyday WISH eGift Cards have no expiry date and are redeemable at participating stores only. For a list of participating stores and full Gift Card Terms and Conditions visit https://giftcards.woolworths.com.au. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time. Woolworths will provide reasonable notice of any adverse changes.
Enjoy a $60 Everyday WISH eGift Card
Buy an Everyday Car Insurance Policy, link your Everyday Rewards Card & enter promo code EDICAR60. Offer ends 24/09/26.7
Comprehensive Car Insurance.
Our Comprehensive car cover provides cover for damage to your car as well as other people's property. Get a quote for comprehensive car insurance today. Consider the Product Disclosure Statement and the Target Market Determination to help decide which option may suit you best.
What does Comprehensive Car Insurance cover?
Damage from natural events.
Such as fire (including bushfire), storms, floods, earthquakes, or other extreme weather.
Towing.
We'll tow your car to the nearest safe or secure place after a covered incident.
Damage made by other drivers or passengers.
Cover for your legal liability if you’re legally responsible for if you've allowed someone else to drive your car or due to a passenger getting in or out of your vehicle during a covered incident.
Lock and car key replacement.
Up to $1,000 to replace or recode locks and keys if stolen (Basic excess applies)
Trailers or caravans.
Up to $1,000 if you’re towing a trailer or caravan and it's damaged along with your vehicle during a covered incident.
Emergency travel and accommodation.
Up to $500 of urgent travel and accommodation expenses if you’re more than 200km from home and your car is stolen or can't be driven.
Essential repairs.
Up to $500 to restore your car to a roadworthy condition, so you can drive to your intended destination.
Child safety and prams.
Up to $500 for the cost of replacing child seats, baby capsules and prams that were in the car and were damaged or stolen.
Personal property inside your car at the time of an incident.
Up to $500 for certain personal property.
Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits (including sub-limits) and exclusions that apply.
Types of car insurance offered by Everyday Car Insurance
Considering Comprehensive Car Insurance, but curious to know how else to remain covered on the road? Learn more about our other vehicle insurance options below.
| Benefits | Comprehensive & Drive Less Pay Less | Third Party Property, Fire & Theft | Third Party Property Damage |
|---|---|---|---|
| Accidental loss or damage to your car | |||
| Accidents | |||
| Collision | |||
| Theft or attempted theft | |||
| Malicious damage | |||
| Fire Learn more | |||
| Natural events | |||
| Legal liability | |||
| Damage to other people’s property Learn more | |||
| Additional benefits‡ | |||
| New for old replacement – 24 months Learn more | |||
| Hire car after theft – up to $50 per day for 14 days Learn more | |||
| Trailer and caravan cover – up to $1,000 Learn more | |||
| Essential repairs – up to $500 Learn more | |||
| Transit cover Learn more | |||
| Personal property – up to $500 Learn more | |||
| Child safety seats and prams – up to $500 Learn more | |||
| Emergency travel and accommodation costs – up to $500 Learn more | |||
| Locks and keys – up to $1,000 Learn more | |||
| Towing costs - reasonable costs Learn more | |||
| Uninsured motorist extension benefit - up to $3,000 Learn more | |||
| Substitute car – legal liability cover Learn more | |||
| Optional extras | |||
| Excess free windscreen cover Learn more | Optional | Optional | |
| Hire car cover Learn more | Optional | Optional | |
| Optional service product | |||
| Roadside Assist Learn more | Optional | Optional | Optional |
Accidental loss or damage to your car resulting from fire (includes bushfires).
We will pay for amounts you are legally liable to pay as compensation for damage to other people’s property that:
- Results from an accident that is your fault; and
- Was caused by or arises out of the use of your car, or your trailer or caravan attached to your car at the time of the accident.
For more information, read the Car Insurance Product Disclosure Statement.
If your claim is payable for theft of or damage to your car and it is a total loss within the first 24 months of the starting date of its original registration, we will, provided that you are the first registered owner or the car was a dealer demonstrator model when you bought it:
- replace your car with a new car of the same make and the same or most similar specification if available in Australia;
- include the same or similar additional accessories shown in your Certificate of Insurance; and
- pay the applicable on road costs (transfer fees, stamp duty, dealer delivery costs, registration and Compulsory Third Party insurance) of the new car.
If your car is stolen, we will organise a hire car for you or reimburse the reasonable cost of you hiring a car.
This cover contributes to the cost of hiring a replacement car until the stolen car is recovered (and repaired if necessary) or replaced or we pay the claim for the theft. The cover pays up to $50 per day for up to 14 days.
We will pay up to $1,000 to cover the costs of any accidental loss or damage to a trailer or caravan that occurs while it's attached to your car. Note that we do not cover caravans, motorhomes, trailer or campervans by themselves.
We will pay up to $500 for essential repairs to restore your car to a roadworthy and safe condition so that you may drive to your intended destination.
We will pay for loss or damage to your car caused whilst it is being transported (including loading and unloading, and by road, rail, ship or air) between any places in Australia. We will also pay your contributions towards any general average and shipping charges where maritime conditions apply.
We will pay up to $500 for accidental loss, theft or damage to personal property. This only covers loss or damage to personal items designed to be worn or carried, such as clothing, a hand-bag, or sports bag, in your car at the time of the event.
We do not cover:
- Mobile devices - e.g. mobile phones, laptops, tablets, portable game machines, musical and photographic devices, equipment, tools and/or items used in connection with a business, trade or occupation;
- Cash, credit cards or cheques;
- Negotiable documents connected with business use, including any trade, business or occupation;
- Property carried in or a trailer or caravan.
We will pay up to $500 for the cost of replacing child seats, baby capsules and prams that were in the car that were damaged or stolen.
We will pay up to $500 for your accomodation and travel if you are more than 200km from your home and your car cannot be driven.
If your keys are stolen, we will pay up to $1,000 to replace or recode your car's locks and keys. This benefit is only payable if the customer reports the theft to the police, and if the keys were not stolen by a family member, invitee or person who resides with you. Your policy's basic excess will apply to any claim submitted for this benefit.
We will cover the reasonable costs of towing a damaged car to the nearest safe and secure place. It also covers the reasonable costs of towing your damaged car to an approved repairer.
This benefit applies if:
- Your car was damaged in an accident caused by another person;
- The other person does not have insurance cover for damage caused to third-party property;
- You did not cause or contribute to the accident;
- The other car and/or person can be identified (through name, address and registration number of the car) and you provide these details to us; and
- You provide the registration number of the other car involved.
We will only pay the damage that was apportioned to the uninsured’s third party’s negligence, and up to the lesser of $3,000 or the market value of your car.
If your car cannot be driven due to a valid claim and you are involved in an accident while using an uninsured registered substitute car which you have legal use of, we will provide you with legal liability cover in relation to the substitute car while your car is being repaired.
This benefit does not cover:
- Any loss of or damage to the substitute car
- Accidents where the substitute car is the subject of a hire agreement or owned by you
We will repair or replace the cost of your front windscreen glass if it’s accidentally damaged. Plus, you’ll pay no excess for the first front windscreen claim.
We will pay up to $50 per day, up to the period shown in your Certificate of Insurance, for your rental vehicle if your car is stolen or needs repair after an insured event.
Get 24/7 emergency Roadside Assist, 365 days a year. The mobile mechanics team will help you with problems like empty fuel tanks, breakdowns, flat batteries and tyres.
Click here for more information
Above is a summary table only. Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.
Comprehensive Car Insurance optional extras:
Choose from our optional extras below for an additional cost. (Note: Optional extras are available with Comprehensive and Third Party Property, Fire & Theft cover, but are not available with Third Party Property Damage policies).
Why pick Everyday Car Insurance?
Car information hub.
Car Insurance FAQs.
Agreed Value is the amount we agree to insure your car for during the Period of Insurance.
This amount will be shown on your Certificate of Insurance, where applicable.
Market Value is the reasonable market-related value or our assessment of what the general market would pay for your car. It takes into account the age, make, model, condition and kilometres travelled immediately before the event giving rise to the claim.
The market value may be subject to a limit, which if applicable will be shown on your Certificate of Insurance.
You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account, or by calling our claims team on 1300 10 1234. Login now to start your claim.
To help us process your claim smoothly, please have any relevant details handy, such as the date and location of the incident. If another driver was involved, collecting their name, address, phone number, licence number, and registration details can help —but don't worry if you don't have all of this information, you can still lodge your claim.
Find out more about making a Car Insurance claim.
We accept payment via direct debit from either a bank account or credit card, which can be on an annual or monthly basis. Unfortunately, we do not accept BPAY® payments at the moment.
New customers:
You will set up a direct debit at the time of purchasing a policy. Your first and future payments will then be automatically debited within five business days.
Current customers:
If your policy is renewing, you don’t need to make any manual payments. We’ll send you a renewal notice at least 14 days before the renewal date.
Your policy renewal and payment will automatically occur unless you advise us otherwise prior to the renewal date.
If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details, or if you'd like to opt out of automatic renewal.
With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.
If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your comprehensive car insurance policy.
To find out more about your renewal dates, you can Chat Now.
You can manage your omprehensive car insurance policy via My Insurance Portal.
From your account, you will be able to:
- Update your email address and phone number
- Update your credit or debit card details
- Access your Certificate of Insurance
- Increase your Odometer end reading (for Drive Less Pay Less)
If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.
No. This policy does not offer a choice of repairer option. An appropriately qualified repairer appointed or approved by us will complete the repairs. We will select a repairer from our partner network located as close as possible to your home or workplace. All repairs undertaken by a repairer appointed or authorised by us are backed by a lifetime guarantee on materials and workmanship for as long as you own the car
Our Everyday Insurance prices are based on factors like your age, driving history, the type of car you drive, where you live, and the level of coverage you choose, as well as which car valuation you choose as part of your quote. Get an online quote to find out how much you might pay for comprehensive car insurance through Everyday Insurance.
'Pay as you drive' car insurance also known as Drive Less Pay Less offers eligible customers who drive their car 15,000kms per year or less the same benefits of Comprehensive car insurance at a reduced premium.
When choosing Everyday Drive Less Pay Less cover, you tell us your car's odometer reading on the date your policy begins, this is your Start Odometer Reading.
You nominate the number of kilometres you plan to drive for the 12 month period of insurance, this is called your Annual Kilometre Range.
Your End Odometer Reading will be shown on your Certificate of Insurance. If you find you are driving more, you can apply to purchase kilometres to a limit of 15,000km per period of insurance for an additional premium.
If you make a claim and have exceeded the End Odometer Reading displayed on your Certificate of Insurance, an additional Outside Odometer Excess of $1,000 will apply. This excess may also apply for other reasons, please check the Product Disclosure Statement for more information.
To increase your End Odometer reading, login to My Insurance Portal, click on ‘View Policy details’, and click on ‘Need more kms?' or give us a call on 1300 641 327 during our operating hours.
Yes. If you have given someone permission to drive your car (such as a partner or friend) they will be covered by your comprehensive car insurance policy the same as you would be. This coverage will only apply to the vehicle registered with your Everyday Car Insurance policy.
Important information.
- text
-
° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.
- text
-
* Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who drive 15,000km or less annually. Current as at 06 March 2024. Eligibility for Drive Less Pay Less and actual savings is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria. Minimum premiums may reduce savings. Kilometres can be increased to a limit of 15,000km per period of insurance for an additional premium. In the event of a claim, if the end odometer reading is exceeded, an additional Outside odometer excess will apply.
- text
-
Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.
- text
-
Everyday Roadside Assist services and support are provided by our Allied Service Provider - Digicall Assist Pty Ltd (ABN 92 152 605 340). This includes roadside assistance as an optional service product to your Everyday Insurance Comprehensive Car policy or as a standalone product. Benefits and eligibility for coverage is subject to the Roadside Assist Terms and Conditions including the limits and exclusions. Before you purchase the product you should carefully read the Roadside Assist Terms and Conditions to decide if this product is right for you.
- text
-
Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
