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As an Everyday Car Insurance customer, get 10% off an in-store grocery shop, once a month°  
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Comprehensive Car Insurance

Our Comprehensive car cover provides protection for damage to your car as well as other people's property. Get a quote today and join the thousands of drivers who are enjoying big insurance cover at supermarket prices.

Overall the services are good. The customer support is great. The policy provided is worth comparing when anybody is looking for a value for money car insurance.

Madhur, VIC

What does Comprehensive Car Insurance cover?

Crashes and collisions

Including new for old replacement of your car if it’s written off within the first 24 months after you registered it as the first owner

damage to another vehicle

Damage to another person’s vehicle or property

We'll repair or replace the other driver’s car or property up to $20m

damage to another vehicle

Theft and vandalism

Including if your car is damaged in an attempted theft

theft and vandalism
  • Damage from natural weather events
    Such as storms, floods, earthquakes or other extreme weathers


  • Valuables inside your car at the time of an incident
    Up to $500 for certain contents and personal property

  • Towing
    We'll tow your car to the nearest safe or secure place after an insured incident
  • Lock and car key replacement
    Up to the value of $1000 if they’re stolen

  • Trailers or caravans
    Up to $1000 if you’re towing a trailer or caravan and it's damaged along with your vehicle during a covered incident

  • Emergency travel and accommodation
    Up to $500 of urgent travel and hotel expenses if you’re more than 200km from home and your car is stolen or can't be driven
  • Essential repairs
    Up to $500 to restore your car to a roadworthy condition, so you can drive to your intended destination

  • Transit mishaps
    Loss or damage to your vehicle while being transported by road, rail, ship or air within Australia

  • Damage made by other drivers or passengers
    Compensation you’re legally responsible for if you've allowed someone else to drive your car or due to a passenger getting in or out of your vehicle during a covered incident

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Add your Optional Extras

Excess-free windscreen cover

Repair or replacement cost of your front windscreen glass if it’s accidentally damaged. Plus, you’ll pay no excess for the first front windscreen claim.

windscreen cover

Hire car

Rental vehicle cover if your car is stolen or needs repair, after an insured event. We’ll pay the cost up to $50 per day for up to 14 days.

car hire

Why pick Everyday Car Insurance?

Drive Less Pay Less

Comprehensive cover for less. Eligible drivers could save up to $282 with Drive Less Pay Less*

Drive Less Pay Less

Quality cover you can count on

Backed by Hollard. One of Australia's largest insurers

Quality cover you can count on

Award-winning Insurance

Winner of Finder’s Customer Satisfaction Awards for Highly Commended Car Insurance 2023
See our awards

Award-winning Insurance

24/7 emergency claims assistance

Our expert claims team is available around the clock for emergency car claims

24/7 emergency claims assistance


Why our customers picked Everyday Car Insurance

I have had both of my cars insured with [Everyday] Car Insurance and when I needed to make a claim on my car I found them very easy to deal with and very easy going. A great insurance company and I would highly recommend them to my friends.

Leslie, QLD

It was a very quick process, took maybe a total of 10 minutes from going on the website to having insurance organised. Was one of the cheapest options I found for what I wanted. Plus had lots of extras should I have needed them.

Thomas, VIC

Frequently asked questions

Agreed Value is the amount we agree to insure your car for during the Period of Insurance.

This amount will be shown on your Certificate of Insurance, where applicable.

Market Value is the reasonable market-related value or our assessment of what the general market would pay for your car. It takes into account the age, make, model, condition and kilometres travelled immediately before the event giving rise to the claim.

The market value may be subject to a limit, which if applicable will be shown on your Certificate of Insurance.

You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.

To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.

Find out more about making a Car Insurance claim.

We accept payment via direct debit from either a bank account or credit card, which can be on an annual or monthly basis. Unfortunately, we do not accept BPAY® payments at the moment.

New customers:
You will set up a direct debit at the time of purchasing a policy. Your first and future payments will then be automatically debited within five business days.

Current customers:
If your policy is renewing, you don’t need to make any manual payments. We’ll send you a renewal notice at least 14 days before the renewal date.

Your policy renewal and payment will automatically occur unless you advise us otherwise prior to the renewal date. 

If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details, or if you'd like to opt out of automatic renewal.

With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.

If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.

To find out more about your renewal dates, you can Chat Now.

You can manage your Car Insurance policy via My Insurance Portal.

From your account, you will be able to:

  • Update your email address and phone number
  • Update your credit or debit card details
  • Access your Certificate of Insurance
  • Increase your Odometer end reading (for Drive Less Pay Less)


Register now

If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.

We'll assist you in making arrangements for covered repairs to be carried out by a qualified repairer.

We'll choose a repairer from our extensive network located as close as possible to your home or work. Simply take your car to them and ask them for a quote.

We'll guarantee all repairs on your car undertaken by a repairer who has been appointed by us for as long as you own your car and is not transferable.

Important information


° Offer valid for Everyday Insurance Policyholders (excluding Compulsory Third Party (CTP) Green Slip policyholders and Everyday Travel Insurance policyholders) with a registered Everyday Rewards card, linked to your policy, when making a purchase of up to $500 on groceries. Offer can only be redeemed once during the Offer Period. For full T&Cs click here.


* Savings between $0 to $282 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car insurance customers who advised they drive under 15,000 km annually. Current as at 30 June 2022. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In event of accident and end odometer reading exceeded, additional excess applied.


Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts.