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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.
Building Insurance.
Buying a house might be the biggest investment you ever make. Keep your property protected with Everyday Building Insurance. Pick between Standard or Comprehensive cover, plus choose your excess to adjust the premium you pay.
What does Everyday Building Insurance cover?
Emergency accommodation.
If you can't safely stay at home because of loss or damage caused by a covered event, we'll help cover accommodation costs for you and your family.
Removal of debris.
We'll cover you for the reasonable or necessary cost of demolishing and removing debris or council fees.
Accidental glass breakage.
We'll cover the cost of repairing accidental breakage of windows, shower screens and more.
Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Above is a limited summary only. Please read the Home Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.
Home Insurance optional extras:
Why pick Everyday Home Insurance?
Home information hub.
Home Insurance FAQs.
No, we do not need to know the exact measurements of the building. Some examples of the things we need to know are:
- The address and age of the building
- The construction type and roofing materials (for example, brick, cladding, tile)
- The security measures in the building (for example, alarms and deadlocks)
We do not offer building insurance for properties under Strata Title. However we can offer you Contents Insurance.
We can only provide general advice about your Home or Landlords Insurance; we can’t provide you with advice about the replacement cost of your building. When considering the sum insured for your building insurance, this amount should cover the full cost to rebuild including the cost of structural improvements such as carports, fences and pools and clearing debris from the land in the event of a total loss, however, the sum insured should not include land value.
You should also consider increased building costs to meet stringent and Local Council building requirements. If you are unsure of the replacement cost, a builder or architect may be able to assist you or we strongly recommend you use a building calculator.
Everyday Home Insurance includes flood cover. Please refer to the Product Disclosure Statement for more information on terms, conditions, exclusions and limits.
Everyday Insurance lets you choose your own sum insured for your building and contents insurance. This way, you have peace of mind knowing that you are covered for the amount you think you’ll need if you suffer a total loss of your building. There is no advantage in being over-insured and paying a higher premium because of this.
You can manage your Home Insurance policy via My Insurance Portal.
From your account, you will be able to:
- Update your email address and phone number
- Update your credit or debit card details
- Access your Certificate of Insurance
If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.
Important information.
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11Offer Period
This Offer is available for purchase from 12:00 AM AEDT on 09/11/2026 to 11:59 PM AEDT on 31/01/2027.
Where the offer is available
This Offer is available when you purchase a new Everyday Home or Landlord Insurance policy on the Everyday Insurance website or through calling Everyday Insurance.
Who is eligible
This Offer applies to customers who enter or provide promo code HL75 during the offer period when purchasing a new policy and link their active registered Everyday Rewards card to their Everyday Home or Landlord Insurance policy during purchase. This offer cannot be applied after purchase or on renewal.
How it works
To receive a $75 Everyday WISH eGift Card, you need to enter promo code HL75 and successfully link your active, registered Everyday Rewards card to your new Everyday Home or Landlord Insurance policy at the time of purchase during the offer period.
The $75 Everyday WISH eGift Card will be sent to you via the email address you have provided on the policy within 30 days of the first premium being paid in full, provided your policy remains active and has passed the cooling off period. The Everyday WISH eGift Card is issued by and remains the property of Woolworths and may be used at participating stores only. Not redeemable or reloadable for cash. Full terms and conditions at https://giftcards.woolworths.com.au.
You will no longer receive this offer if your policy is cancelled, if you change your level of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended.
This offer can be redeemed once per Everyday Rewards Member regardless of the number of policies purchased. Only one Offer promo code can be applied at a time.
What is not included
This offer excludes: Everyday Pet, Car, Travel, Life, and Funeral Insurance products and Everyday Roadside Assist, policies purchased through an insurance aggregator website (e.g., iSelect, Compare the Market), and Everyday Rewards members who have not linked their active, registered Everyday Rewards Card to their policy.
Additional Important Information
Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination available to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. Woolworths Group Limited ABN 88 000 014 675 is the issuer of the Everyday WISH eGift Card. Everyday WISH eGift Cards have no expiry date and are redeemable at participating stores only. For a list of participating stores and full Gift Card Terms and Conditions visit https://giftcards.woolworths.com.au. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time. Woolworths will provide reasonable notice of any adverse changes.
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= A discount of 10% is applied to your premium when you combine Building and Contents on one Home Insurance Policy. The discount will apply to the first 12 months of your Everyday Home Insurance policy. The discount will be reapplied for 12 months each time your Everyday Home Insurance policy is renewed so long as you continue to combine Building and Contents on one Home Insurance policy and Everyday Insurance continues to offer the discount. Minimum premiums apply which could reduce any discount you are entitled to. Discount does not apply to taxes or government charges and optional non-insurance services.
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> Coverage excludes loss or damage from bushfire, storm, rainwater, or flood within the first 72 hours of a new or restarted policy, unless you had continuous equivalent cover. Additionally, increased coverage amounts for these events are not effective within this initial 72-hour period.
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Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Home Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
