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As an Everyday Home Insurance customer, get 10% off an in-store grocery shop, once a month°  
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Building Insurance

Buying a house might be the biggest investment you ever make. Keep your property protected with Everyday Building Insurance. Pick between Standard or Comprehensive cover, plus choose your excess to adjust the premium you pay.

Everyday [Insurance] gave me an excellent quote when I enquired for both Home and Contents Insurance. They were easy to deal with, offered great incentives and we were able to pay monthly installments to help with budgeting.

Jennifer, December 2023

What does Everyday Insurance cover?

Storm damage

We'll cover you for damage to your building or contents caused by storms, rainwater or flooding

 

Storm damage

Water damage

We’ll cover you for the loss or damage to your building caused by the unexpected escape of liquids from sudden burst pipes, taps, dishwashers and more

Water damage

Fire Damage

You'll be covered for loss of damage to your building in the event or a fire or explosion

 

Fire Damage
  • Emergency accommodation
    If you can't safely stay at home because of loss or damage caused by a covered event, we'll help cover accommodation costs for you and your family
  • Removal of debris
    We'll cover you for the reasonable or necessary cost of demolishing and removing debris or council fees
  • Accidental glass breakage
    We'll cover the cost of repairing accidental breakage of windows, shower screens and more


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Optional extras for your Home Insurance

Electrical motor burnout

If you add the optional electrical motor burnout benefit to your building cover, we'll help pay to fix or replace motors which form part of your building, as well as contents which have broken down due to an electrical motor's wiring burning out

Electrical motor burnout

Why pick Everyday Home Insurance?

Bundle to save

Save up to 10%= when you buy combined home and contents insurance

 

Bundle to save

Quality cover you can count on

Backed by Hollard. One of Australia's largest insurers

 

Quality cover you can count on

Award-winning Insurance

Winner of Finder’s Customer Satisfaction Awards for Highly Commended Home Insurance 2023
See our awards
 

Award-winning Insurance

24/7 emergency claims assistance

In the event of an emergency, our friendly claims team is available around the clock to help make your home safe and secure

24/7 emergency claims assistance

 

Why our customers picked Everyday Home Insurance

Absolutely love Everyday Insurance . The 10% off each month is a real boost to my finances and the policy was already very competitive.

Cathy, January 2024

So easy to arrange, friendly people to speak with, very knowledgeable and ask really appropriate questions while still having a friendly conversation.

Lyndsay, September 2023

Home Insurance Info Hub

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Frequently asked questions

No, we do not need to know the exact measurements of the building. Some examples of the things we need to know are:

  • The address and age of the building
  • The construction type and roofing materials (for example, brick, cladding, tile)
  • The security measures in the building (for example, alarms and deadlocks)

We do not offer building insurance for properties under Strata Title. However we can offer you Contents Insurance.

We can only provide general advice about your Home or Landlords Insurance; we can’t provide you with advice about the replacement cost of your building. When considering the sum insured for your building insurance, this amount should cover the full cost to rebuild including the cost of structural improvements such as carports, fences and pools and clearing debris from the land in the event of a total loss, however, the sum insured should not include land value.

You should also consider increased building costs to meet stringent and Local Council building requirements. If you are unsure of the replacement cost, a builder or architect may be able to assist you or we strongly recommend you use a building calculator.

Everyday Home Insurance includes flood cover. Please refer to the Product Disclosure Statement for more information on terms, conditions, exclusions and limits.

Everyday Insurance lets you choose your own sum insured for your building and contents insurance. This way, you have peace of mind knowing that you are covered for the amount you think you’ll need if you suffer a total loss of your building. There is no advantage in being over-insured and paying a higher premium because of this.

You can manage your Home Insurance policy via My Insurance Portal.

From your account, you will be able to:

  • Update your email address and phone number
  • Update your credit or debit card details
  • Access your Certificate of Insurance
     

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If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.

 

Important information

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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= Up to 10% discount applies when you combine Building and Contents policies. Applies for the life of the combined policy. Minimum premiums apply which could reduce any discount you are entitled to.

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Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts.