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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.
What does Everday Car Insurance cover?
Everyday Car Insurance from Woolworths gives you quality cover you can count on, with flexible options for you and your car. Get a car insurance quote online today. Consider the Product Disclosure Statement and the Target Market Determination to help decide which option may suit you best.
If your claim is payable for theft of or damage to your car and it is a total loss within the first 24 months of the starting date of its original registration, we will, provided that you are the first registered owner or the car was a dealer demonstrator model when you bought it:
- replace your car with a new car of the same make and the same or most similar specification if available in Australia;
- include the same or similar additional accessories shown in your Certificate of Insurance; and
- pay the applicable on road costs (transfer fees, stamp duty, dealer delivery costs, registration and Compulsory Third Party insurance) of the new car.
Comprehensive or Drive Less Pay Less Car Insurance.
A range of cover for damage to your car & other people's property.
What's included
- Accidental damage to your car and to other people's property.
- Theft and attempted theft, fire (including bushfire).
- Malicious damage.
- Natural events.
- 11 Additional Benefits.
Optional extras & services
These are not automatically included but can be added as optional extras and services at an addtional cost.
- Roadside Assistance.
- Excess free windscreen cover.
- Hire car.
What's not included
- Injuries to you or others are covered by your mandatory CTP Green Slip.
Third Party Property, Fire & Theft.
The benefits of Third Party Property Damage Car Insurance, but with a little extra.
What's included
- Damage to other people's property.
- Theft and attempted theft, fire (including bushfire).
- 11 Additional Benefits.
Optional extras & services
These are not automatically included but can be added as optional extras and services at an addtional cost.
- Roadside Assistance.
- Excess free windscreen cover.
- Hire car.
What's not included
- Malicious damage.
- Collision.
- Accidental damage to your car.
- Natural events.
Please see Comprehensive Car Insurance if you require a higher level of coverage.
Third Party Property Damage.
Cover for damage to another person's vehicle or property.
What's included
- Accidental damage to other people's car or property.
Optional services
This is not automatically included but can be added as an optional service at an addtional cost.
- Roadside Assistance.
What's not included
- Malicious damage.
- Collision.
- Theft and attempted theft, fire (including bushfire).
- Accidental damage to your car.
- Natural events.
If you require a higher level of coverage, please see Third Party Property, Fire & Theft or Comprehensive Car Insurance.
Above is a limited summary only. Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.
Do you drive 15,000km, or less, per year?
Drive Less Pay Less offers eligible customers who drive their car 15,000kms per year or less the same benefits of comprehsive car insurance at a reduced premium .*
Why pick Everyday Car Insurance?
Car Insurance FAQs.
Car insurance works by providing you with financial protection if your vehicle is damaged, stolen or in an accident. You pay a regular premium to your insurer, and in return they help cover the costs of eligible claims. The level of protection you receive depends on the policy you choose. If this is the first time you are getting a quote for car insurance you can learn more from our dedicated guides on insurance for learner drivers and P platers.
You can check if a vehicle has Compulsory Third Party (CTP) insurance on the transport authority website for the state or territory where the vehicle is registered. This will show whether the CTP insurance is active. It will not check for any other non-mandatory insurance.
Comprehensive car insurance usually offers the highest level of protection for your vehicle and third parties. It typically offers coverage for damage to your own vehicle (i.e. accidental damage, collision damage, hail, etc), damage to other people’s property, theft of your vehicle and fire damage.
There might also be optional coverage available such as hire car cover and windscreen repair.
It’s important to check the Product Disclosure Statement for full coverage details, limits and exclusions that apply.
Compulsory Third Party (CTP) car insurance, also known as Green Slip insurance, is mandatory for driving in Australia. It covers you for financial liability arising from causing bodily injury to others in a car accident.
You can find more information about CTP for your relevant state on the following websites:
New South Wales - https://www.sira.nsw.gov.au/
Queensland -https://maic.qld.gov.au/
South Australia - https://www.ctp.sa.gov.au/
Victoria - https://www.tac.vic.gov.au/
Western Australia - https://www.icwa.wa.gov.au/motor-injury-insurance
Northern Territory - https://www.ntmacc.com.au/
Australian Capital Territory - https://www.treasury.act.gov.au/maic
Tasmania - https://www.maib.tas.gov.au/
An excess is the amount you might need to contribute towards the cost of repairing your car if you make a claim.
A lower excess may mean a higher premium, but you might pay less yourself at the time of a claim.
A higher excess may mean a lower premium, though you might be responsible for a larger payment if you make a claim.
Consider your financial situation and driving habits when deciding on an excess amount.
Find out more in our dedicated article on car insurance excess.
Comprehensive car insurance policies in Australia typically cover damage to your vehicle caused by hail. Australia experiences significant hail storms in certain regions, making this an important consideration for many drivers.
If you have a comprehensive policy, you might be covered for the cost of repairs or the market value or agreed value of your car (less your excess) if it's damaged by hail.
It's essential to check the specific terms and conditions of your car insurance policy, as some may have specific exclusions or limitations.
You can lodge your Car Insurance claim online 24/7 via your My Insurance Portal account, or by calling our claims team on 1300 10 1234. Login now to start your claim.
To help us process your claim smoothly, please have any relevant details handy, such as the date and location of the incident. If another driver was involved, collecting their name, address, phone number, licence number, and registration details can help us assess who was at fault—but don't worry if you don't have all of this information, you can still lodge your claim.
Find out more about making a Car Insurance claim.
The 10% off your shop offer can be redeemed in-store once a month. It's limited to a maximum saving of $50 (i.e. 10% off a $500 in-store grocery shop) on a single Woolworths Supermarkets in-store transaction each calendar month.
To receive the 10% off groceries offer in-store you must scan your Everyday Rewards Card. The Card must be linked to your Everyday Insurance policy. Applicable customers can elect when they choose to take up the offer by selecting "yes" or "no" when prompted at checkout. Terms & Conditions apply.
The offer is only available for qualifying purchases made in store and excludes online orders made on woolworths.com.au or via the Woolworths app (including Pick up and Direct to boot orders).
You can contact Everyday Car Insurance from Woolworths via our phone number, 1300 10 1234. Our opening hours are Monday to Friday, 8:00am to 8:00pm (AEST/AEDT) and Saturday and Sunday, 9:00am to 5:00pm (AEST/AEDT) except public holidays.
To make a claim, please visit the Everyday Car Insurance make a claim page.
Car information hub.
Important information.
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* Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who drive 15,000km or less annually. Current as at 06 March 2024. Eligibility for Drive Less Pay Less and actual savings is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria. Minimum premiums may reduce savings. Kilometres can be increased to a limit of 15,000km per period of insurance for an additional premium. In the event of a claim, if the end odometer reading is exceeded, an additional Outside odometer excess will apply.
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Everyday Roadside Assist services and support are provided by our Allied Service Provider - Digicall Assist Pty Ltd (ABN 92 152 605 340). This includes roadside assistance as an optional service product to your Everyday Insurance Comprehensive Car policy or as a standalone product. Benefits and eligibility for coverage is subject to the Roadside Assist Terms and Conditions including the limits and exclusions. Before you purchase the product you should carefully read the Roadside Assist Terms and Conditions to decide if this product is right for you.
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Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
