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As an Everyday Home Insurance customer, get 10% off an in-store Woolworths grocery shop every month°
Find out more

Building and Contents Insurance.

We know your home is more than just bricks and mortar. Get cover for your home contents with Everyday Building and Contents Insurance. Pick from two levels of cover and save up to 10%= when you purchase a combined Building & Contents Insurance policy online. 

Get your quote now and protect your home and valuables for less.

Everyday [Insurance] gave me an excellent quote when I enquired for both Home and Contents Insurance. They were easy to deal with, offered great incentives and we were able to pay monthly installments to help with [my own] budgeting.

Jennifer, December 2023

What does Building and Contents Insurance cover?

Water damage.

We’ll cover you for the loss or damage to your building or contents caused by the unexpected escape of liquids from sudden burst pipes, taps, dishwashers and more.

Water damage

Theft.

You'll be covered for loss or damage to your building or contents caused by theft.

 

Theft

Storm damage.

We'll cover you for damage to your building or contents caused by storms, rainwater or flooding.

 

Storm damage

Fire Damage.

You'll be covered for loss of damage to your building or contents in the event of a fire or explosion.

 

Fire Damage
  • Home office contents.
    We'll help cover for loss or damage to contents in your home office, including computers and furniture.
  • Accidental glass breakage.
    We'll cover the cost of repairing accidental breakage of windows, shower screens, fixed mirrors and more.
  • Emergency accommodation.
    If you can’t safely stay at home because of loss or damage caused by a covered event, we'll help cover accommodation costs for you and your family.

Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy.


Keep your home and contents safe for less.

Home and Contents optional extras:

Portable valuables.

Protect yourself from loss or damage to your eligible personal items, including cover for jewellery, clothes and glasses. You can choose from group cover or itemised cover for high-value items.

Portable valuables

Electrical motor burnout.

If you add the optional electrical motor burnout benefit to your combined building and contents policy, we'll help pay to fix or replace motors which form part of your building, as well as contents which have broken down due to an electrical motor’s wiring burning out.

Electrical motor burnout

Why pick Everyday Home Insurance?

Bundle to save.

Save up to 10%= when you buy combined home and contents insurance.

 

Bundle to save

Quality cover you can count on.

Backed by Hollard. One of Australia's largest insurers.

 

Quality cover you can count on

Award-winning Insurance.

Winner of Finder’s Customer Satisfaction Awards for Highly Commended Home Insurance 2023.
See our awards
 

Award-winning Insurance

24/7 emergency claims assistance.

In the event of an unexpected event, our friendly claims team is available around the clock to help make your home safe and secure.

24/7 emergency claims assistance

Home Insurance Info Hub.

A guide to home fire safety in Australia.

A guide to home fire safety in Australia

7 Home improvement ideas on a budget.

7 Home Improvement Ideas on a Budget

Reducing the stress of moving.

Reducing the stress of moving

Storm safety tips.

Storm safety tips

Frequently asked questions.

Strata Title is a title based on dividing the site into lots with separate titles. The most common application of Strata Title is for units; but it is also used for complexes with a number of duplexes and villas.

We do not offer building insurance for properties under Strata Title. However we can offer you Contents Insurance.

In the event that the claim relates to the same insured event and the damage sustained is due to the same insured event (i.e. storm damage to your building and contents), then you would only need to pay whichever excess is the higher of your building or contents excess.

Fences are covered under our insured events, however, we do not cover damage caused by storm, rainwater or flood if the fences and gates are not structurally sound or well maintained.

You are covered for loss or damage to your building or contents (as applicable) caused by storm, rainwater and flood. There are some exclusions and limitations, outlined on the Home Insurance Product Disclosure Statement.

There are 3 different ways you can start your Home Insurance claim once you’re logged into your My Insurance Portal account:

1. Go to your Home Insurance policy, click on ‘Open policy details’ and start your claim by clicking on the ‘Make a claim’ button at the top of your screen.

2. Go to ‘My Policies’ page and click on the ‘Make a claim’ button on the Home Insurance policy you’d like to start a claim for.

3. Go to 'Make a Home Insurance claim' page and click on the ‘Start your online claim’ button.


Important information.

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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= Up to 10% discount applies when you combine Building and Contents policies. Applies for the life of the combined policy. Minimum premiums apply which could reduce any discount you are entitled to.

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Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.