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As an Everyday Home Insurance customer, get 10% off an in-store Woolworths grocery shop every month°
Find out more

Building Insurance.

Buying a house might be the biggest investment you ever make. Keep your property protected with Everyday Building Insurance. Pick between Standard or Comprehensive cover, plus choose your excess to adjust the premium you pay.

Everyday [Insurance] gave me an excellent quote when I enquired for both Home and Contents Insurance. They were easy to deal with, offered great incentives and we were able to pay monthly installments to help with budgeting.

Jennifer, December 2023.

What does Everyday Building Insurance cover?

Storm damage.

We'll cover you for damage to your building or contents caused by storms, rainwater or flooding.>

 

Storm damage

Escape of liquid.

We’ll cover you for the loss or damage to your building caused by the unexpected escape of liquids from sudden burst pipes, tanks, dishwashers and more.

Water damage

Fire damage.

You'll be covered for loss or damage to your building in the event of a fire or explosion.>

 

Fire Damage

Emergency accommodation.

If you can't safely stay at home because of loss or damage caused by a covered event, we'll help cover accommodation costs for you and your family.

Removal of debris.

We'll cover you for the reasonable or necessary cost of demolishing and removing debris or council fees.

Accidental glass breakage.

We'll cover the cost of repairing accidental breakage of windows, shower screens and more.

Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Above is a limited summary only. Please read the Home Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.

Get a quote online today with Everyday Home Insurance.

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Home Insurance optional extras:

Electrical motor burnout.

If you add the optional electrical motor burnout benefit to your building cover, we'll help pay to fix or replace motors which form part of your building, as well as contents which have broken down due to an electrical motor's wiring burning out.

Electrical motor burnout

Why pick Everyday Home Insurance?

Bundle to save.

Save up to 10%= when you buy combined home and contents insurance.

 

Bundle to save

Quality cover you can count on.

Backed by Hollard. One of Australia's largest insurers.

 

Quality cover you can count on

Award-winning Insurance.

Winner of Finder’s Customer Satisfaction Awards for Highly Commended Home Insurance 2023.
See our awards
 

Award-winning Insurance

24/7 emergency claims assistance.

In the event of an unexpected event, our friendly claims team is available around the clock to help make your home safe and secure.

24/7 emergency claims assistance

 

Why our customers picked Everyday Home Insurance.

Medallia

Absolutely love Everyday Insurance . The 10% off each month is a real boost to my finances and the policy was already very competitive.

Cathy, January 2024.

So easy to arrange, friendly people to speak with, very knowledgeable and ask really appropriate questions while still having a friendly conversation.

Lyndsay, September 2023.

Home information hub.

Why buy home insurance?

Why buy home insurance?

Simple garden design tips for homes.

Simple garden design tips for homes

What is a home insurance policy?

What is a home insurance policy?

Child safety tips in the home.

Child Safety Tips in the Home

Home Insurance FAQs.

No, we do not need to know the exact measurements of the building. Some examples of the things we need to know are:

  • The address and age of the building
  • The construction type and roofing materials (for example, brick, cladding, tile)
  • The security measures in the building (for example, alarms and deadlocks)

We do not offer building insurance for properties under Strata Title. However we can offer you Contents Insurance.

We can only provide general advice about your Home or Landlords Insurance; we can’t provide you with advice about the replacement cost of your building. When considering the sum insured for your building insurance, this amount should cover the full cost to rebuild including the cost of structural improvements such as carports, fences and pools and clearing debris from the land in the event of a total loss, however, the sum insured should not include land value.

You should also consider increased building costs to meet stringent and Local Council building requirements. If you are unsure of the replacement cost, a builder or architect may be able to assist you or we strongly recommend you use a building calculator.

Everyday Home Insurance includes flood cover. Please refer to the Product Disclosure Statement for more information on terms, conditions, exclusions and limits.

Everyday Insurance lets you choose your own sum insured for your building and contents insurance. This way, you have peace of mind knowing that you are covered for the amount you think you’ll need if you suffer a total loss of your building. There is no advantage in being over-insured and paying a higher premium because of this.

You can manage your Home Insurance policy via My Insurance Portal.

From your account, you will be able to:

  • Update your email address and phone number
  • Update your credit or debit card details
  • Access your Certificate of Insurance
     

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Register now

If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.

 

Important information.

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^^Offer Period

This offer is available to eligible customers who purchase a new eligible policy between 12:00 AM AEDT/AEST on 09/03/2026 to 11:59 PM AEDT/AEST on 19/04/2026.

Who is eligible

This offer applies to Everyday Rewards members who have an active registered Everyday Rewards card that is linked to their new eligible Everyday Car or Home Insurance policy purchased during the Offer Period. This offer is not available for customers who purchase a policy via an aggregator site such as Compare the Market or iSelect.

How it works

To qualify for this offer you must: (a) purchase an eligible new Everyday Car or Home Insurance policy during the offer period; (b) provide the promo code SHOP60 when purchasing your policy; (c) successfully link your active, registered Everyday Rewards card to your new Everyday Car or Home Insurance policy at time of purchase; and (d) pass the 14 day cooling off period, pay your first premium in full and keep your policy active.

After you have qualified, we will add the offer to your linked Everyday Rewards card. This may occur up to 45 days after the day you purchase your new eligible Everyday Car or Home Insurance policy.

After we have added the offer to your linked Everyday Rewards card, to redeem the Offer, you must (a) spend a minimum of $100 in-store, in one transaction at Woolworths Supermarkets;  and (b) scan your Everyday Rewards card at the checkout. The $60 off offer will be applied to the first qualifying transaction you make after the offer has been added to your Everyday Rewards card. You cannot save this offer for later transactions. Minimum spend is calculated after savings and discounts, must occur in one transaction and excludes certain products, services, fees, internet cafes, purchases of liquor, smoking/tobacco products and accessories, newspapers, Woolworths Services, Gift Cards (including iTunes), mobile recharge, Everyday Mobile from Woolworths devices or plans, travel cards and tickets, Carpet Care, and lottery products or in conjunction with any other offers.

You will no longer receive this offer if your policy is cancelled, if you change your type of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended. 

This offer can be redeemed once (1) per Everyday Rewards Member. Only one (1) offer promo code can be applied at a time.

What is not included 

This offer excludes: Everyday Pet, Landlord, and Travel insurance products and Everyday Roadside Assist, and Everyday Rewards members who have not linked their active, registered Everyday Rewards Card to their policy. 

Additional Important Information

Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Car Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination found here and Everyday Home Insurance Product Disclosure Statement,  Financial Services Guide and Target Market Determination found here to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time. Woolworths will provide reasonable notice of any adverse changes

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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A discount of 10% is applied to your premium when you combine Building and Contents on one Home Insurance Policy. The discount will apply to the first 12 months of your Everyday Home Insurance policy. The discount will be reapplied for 12 months each time your Everyday Home Insurance policy is renewed so long as you continue to combine Building and Contents on one Home Insurance policy and Everyday Insurance continues to offer the discount. Minimum premiums apply which could reduce any discount you are entitled to. Discount does not apply to taxes or government charges and optional non-insurance services.

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> Coverage excludes loss or damage from bushfire, storm, rainwater, or flood within the first 72 hours of a new or restarted policy, unless you had continuous equivalent cover. Additionally, increased coverage amounts for these events are not effective within this initial 72-hour period.

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Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.