Unlock your Everyday Pet Insurance offers.^

By simply linking your Everyday Rewards Card when you get a quote, you can enjoy exclusive benefits and offers at policy purchase. Plus, Everyday Pet Insurance customers can get 10% off an in-store Woolworths shop once a month.°

Why choose Everyday Pet Insurance from Woolworths?

Pet insurance that pays upfront. Claim on the spot and only pay the gap with GapOnly.®=

Claim up to $30,000 a year with Comprehensive Plus Pet Insurance.#

We process 90% of claims within just 1 day.»~

Save up to $600 a year° with 10% off your Woolworths in-store grocery shop every month.°

What is GapOnly®?

Pet insurance that pays upfront.

 

When your pet needs care, GapOnly® can simplify the Pet Insurance claims process. 

With GapOnly®, participating vets can submit the claim and it will be processed in minutes. You claim on the spot and only pay the 'gap' - the gap is the difference between the vet's bill and your insurance benefit - on eligible claims.=

 

This means less out-of-pocket expenses, less waiting, less paperwork, and more time to focus on your pet's recovery.

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5 reasons to protect your best friend with Everyday Pet Insurance.

1. Did you know unexpected bills have cost pet owners up to $31,247~~ in a single year? 
Claim up to 80% back on eligible vet bills.*
2. Simple and easy claims process.
We process 98% of claims in 5 days or less.»~
3. Free access to VetAssist 24/7.
Contact a licensed Australian Vet for free via video call or online chat. Valued at $199 p.a.
4. Everyday Rewards Points.
In a year Everyday Pet Insurance customers have collected over 87 million Everyday Rewards Points which could save them over $435,000++ on groceries!
5. Pay as you like.
With fortnightly, monthly, and annual payment options, to best suit your needs.

As an Everyday Pet Insurance customer, you can save up to $600 a year on your groceries.°

Jules and Toby

Free access to VetAssist 24/7† with Everyday Pet Insurance.

VetAssist connects you to licensed Australian vets via video or chat online. All Everyday Pet Insurance customers get free† access to vet advice through VetAssist, available online 24/7.                                                                                        

VetAssist

Get 30% off pet prescription medication.**

We have partnered with PetScripts, a leading online Pet Pharmacy, for your pet's medication. They're proudly Australian owned and operated by veterinarians, with registered Australian Pharmacists. Offer ends 30 June 2025.**

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Multi-award winning Pet Insurance.

We’re proud to have been awarded Mozo Experts Choice 2023 award for Exceptional Value Accident & Illness Pet Insurance and Reader’s Digest 2022 Highly Commended Trusted Brand Award.
 

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Did you know?

Pet insurance can help manage the cost of giving your pet the care and treatment needed when illnesses and injuries occur.

2 in 3 pet owners consider not going to the vet due to cost concerns.¹

The cost of common health conditions in dogs, like gastritis, can vary from $500 up to as high as $28,000.¹

Everyday Pet Insurance can help protect your loyal companion. That's why we've been trusted with over 300,000 beloved pets||| and paid customers over $137 million in claims.~

Young woman embracing adorable British shorthair golden cat while sitting on comfortable couch against blurred interior of living room at home

Pet Insurance FAQs.

  • VetAssist connects you to licensed Australian Vets via video or online chat. It allows you to get credible advice at home, or even if you're on the move.
  • You can speak to a vet via video or online chat 24/7 and get advice on whether your pet requires emergency care, or if you can look after them in the comfort of their home.

Find out more about VetAssist

Every pet and owner is unique. That's why it is important to consider a wide range of cover options for your dog and cat, from basic coverage to comprehensive plans that offer higher cover and sub-limits. Considering the different cover options can help you find the policy that best aligns with your specific lifestyle, your budget and potential for unexpected pet expenses.

Pet insurance can help offer financial assistance by reimbursing a predetermined percentage of eligible veterinary expenses, up to set annual limits and sub-limits, when your pet requires treatment for specified accidental injuries or illnesses, covered by your policy. Ensure you check whether any cover exclusions may apply. You select your desired coverage level and pay regular premiums, monthly, weekly or fortnightly. In the event of a claim, you may be required to pay the full cost upfront of any vet bills and seek a reimbursement from your insurer for eligible claims. Excess and waiting periods may apply.

Pet insurance premiums are calculated by considering several factors, including but not limited to, the policy and level of cover and any factors that may increase or decrease the risk to the insurer. Get an online quote from Everyday Pet Insurance to see the cost of available cover options that suits you and your pet. 

Dental coverage is usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional routine care (non-insurance) benefit to your Comprehensive or Comprehensive Plus policy. With routine care, you can get $50 annually towards vaccinations or health checks, and then another $50 annually towards other specified routine care items, including dental illness treatment and teeth cleaning. For further details around routine care (non-insurance) benefit, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).

Vaccinations are usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional routine care (non-insurance) benefit to your Comprehensive or Comprehensive Plus policy. With routine care you can get up to $50 annually for vaccinations. For further details around routine care, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).

The conditions covered by pet insurance may depend on the policy type, cover levels and the associated terms and conditions. To learn more about our covered conditions, check the Everyday Pet Insurance cover options.

Everyday Pet Insurance provides cover for eligible treatments by visiting any registered vet in Australia. This can includes any veterinarian, veterinary specialist, animal hospital, animal clinic or animal surgery (other than yourself), who is licensed in and currently registered in Australia. 

If you'd like you claim on the spot and only pay the gap on eligible bills, you can choose GapOnly® at participating vets.= Alternatively, you (or your vet) may seek pre-approval for the expected costs of treatment under your policy. 

As an Everyday Pet Insurance customer, you can also access VetAssist† which gives you access to a licensed Australian vet for free via video call or online chat 24/7. Valued at $199 p.a.

Pet insurance may cover diagnostic expenses, such as x-rays, for eligible conditions outlined in your policy, up to any applicable annual limits and sub-limits. However, routine or elective tests, as well as treatment for pre-existing conditions, may be excluded from coverage. If you would like a more detailed breakdown of Everyday Pet Insurance coverage, visit our Compare Pet Insurance page. It summarises the different levels of cover, applicable annual benefit limits, waiting periods and excess options. Consider also the Everyday Pet Insurance Product Disclosure Statement for more information. 

You can contact Everyday Pet Insurance from Woolworths via our phone number, 1300 10 1234. Our opening hours are Monday to Friday, 8:00am to 8:00pm (AEST/AEDT), except public holidays.

To make a claim, please visit the Everyday Pet Insurance make a claim page.

 

Why our customers picked Everyday Pet Insurance

 

Medallia

[Everyday] Pet Insurance is the best insurance. Working in the vet industry, I have seen them pay out efficiently on countless claims. Their coverage is excellent, with great options and prices that are extremely reasonable. The fact that you can pay the gap only at participating vets makes the claims process so easy. Customer service is always on point. You aren't just a number but a valued customer to them. I highly recommend [Everyday] Pet Insurance for your fur babies.

Jacqueline, March 2025.

Excellent product, we have been really happy that it links to our rewards with a 10% discount every month and also how user friendly the claim process has been.

Andrea, February 2025.

Pet information hub.

Understanding pet insurance

Understanding pet insurance

What does pet insurance cover?

What does pet insurance cover?

10 most common Pet Insurance claims in dogs.

10 most common Pet Insurance claims in dogs.

What to know before getting a cat

What to know before getting a cat

Important information.

||| Pet Policies sold to date.

¹ References https://au.finance.yahoo.com/news/3k-pet-tipping-point-cost-of-living-crisis-232914295.html Animal Medicines Australia report (2022.) "Pets in Australia: a national survey of pets and their people"

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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* Limits, waiting periods, exclusions and excesses may apply.

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† Offer available to new Everyday Pet Insurance policyholders, and is limited to 1 membership per eligible policy. The free membership offer (valued at $199p.a) is from the date of your policy commencement, provided your Everyday Pet Insurance policy remains active. You are not eligible to redeem the free membership subscription for cash or credit. VetAssist is a separate subscription based service to the Everyday Pet Insurance product, and is provided independently by Everyday Insurance third party service provider, VetChat Services Pty Ltd (VetChat). Click here for full VetAssist Service terms and conditions. Everyday Insurance reserves the right to vary or remove this offer at any time and will provide reasonable notice of any such changes.

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^ To Unlock Your Offer, simply choose your offer of choice and ensure you have linked your active registered Everyday Rewards Card when purchasing an eligible Everyday Pet Insurance policy online. Unlock Your Offer is only available on new Basic, Standard, Comprehensive or Comprehensive Plus policies. Each personalised offer is subject to specific Terms and Conditions, personal to you, and available only on your Everyday Rewards Card. Your selected personalised offer cannot be used in conjunction with any other offer unless specified. Your selected personalised offer only applies to the first policy period unless otherwise specified. You cannot select or change your chosen personalised offer after the policy is purchased. Enjoyment of Everyday Rewards is subject to the Everyday Rewards Terms and Conditions and the eligibility criteria specified in the Everyday Pet Insurance Product Disclosure Statement. Please consider the Product Disclosure Statement, Financial Services Guide and Target Market Determination available here to determine if the products are right for you. Woolworths reserves the right to vary or remove an offer at any time, and will provide reasonable notice of any such changes.

You may not collect Everyday Rewards Points if earning those points would cause you to exceed $4,000 Everyday Rewards dollars (as set out in the Everyday Rewards Terms and Conditions).

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^^ This offer is personal to you and will be available only on the Everyday Rewards Card entered at time of quote. Offer applies to new Everyday Pet Insurance quotes made online at insurance.everyday.com.au from 14 October 2024 to 30 June 2025. Collect 500 Everyday Rewards Points when you complete a quote online at insurance.everyday.com.au (excluding Roadside Assist, Life Insurance, Travel, Car, Home & Landlords Insurance) and provide your valid Everyday Rewards Card number at the time of quote.

This offer can be enjoyed a maximum of once only per eligible insurance product every 90 days. Cannot be used in conjunction with any other offer unless otherwise specified. Your Everyday Rewards Points will be loaded onto your Everyday Rewards Card within 10 business days of the quote being completed. Enjoyment of Everyday Rewards is subject to the Everyday Rewards Terms and Conditions and the Everyday Insurance Terms and Conditions contained in the Product Disclosure Statement. Woolworths reserves the right to withdraw or extend this discount or offer at any time, without notice.

You may not collect Everyday Rewards Points if earning those points would cause you to exceed $4,000 Everyday Rewards dollars (as set out in the Everyday Rewards Terms and Conditions).

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~~ Based on PetSure data January 2023 to December 2023.

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>> Once all required claims documentation has been received.

Based on PetSure data February 2023 to January 2024.

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= The gap is defined as the difference between the vet's invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating Vets. Please visit GapOnly® to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).

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++ Based on Everyday Rewards data from Everyday Pet Insurance customers from Feb 2023 - Feb 2024 assuming all points have been converted to dollars. Everyday Rewards Points can also be converted to Qantas Points.

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Policy Terms and Conditions, exclusions and limits apply. Benefit limit amounts vary by level of cover.

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** Offer is valid until 30 June 2025 (Offer Period). This entitles you to a 30% discount off your prescription medication purchase from PetScripts Pty Ltd ABN 73 610 444 427 (PetScripts) whilst your policy remains in force during the Offer Period and cannot be used in conjunction with any other offer. This offer only applies to medication prescribed to the pet insured under Everyday Pet Insurance Policies. Services provided by PetScripts are separate to your pet insurance policy. The 30% discount offer is subject to PetScripts' general Terms and Conditions, including the Privacy Policy which are available online at www.petscripts.com.au. Everyday Pet Insurance may withdraw or extend this offer at any time without notice.

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Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.