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As an Everyday Home Insurance customer, get 10% off an in-store grocery shop, once a month°  
Find out more

Contents Insurance

Renting or living in an apartment? Make sure your valuables stay safe with Everyday Contents Insurance. From jewellery to furniture, appliances and even clothes, our flexible policy options and limits make it easy to pick the contents cover that’s suitable for you.

Compare our contents cover options now and take care of the things that matter most.

We have contents insurance as we rent. It was easy to set up and organise. Payments are direct debited from my bank so I don’t have to worry about paying on time. The 10% off [ an in-store Woolworths] shop per month is fantastic and gives us a great saving.

 

Jodie, October 2023

What does Contents Insurance cover?

Water damage

We’ll cover you for the loss or damage to your contents caused by the unexpected escape of liquids from sudden burst pipes, taps, dishwashers and more

Water damage

Theft

We will cover you for loss or damage to your contents caused by theft

 

Theft

Fire Damage

You'll be covered for loss of damage to your contents in the event of a fire or explosion

 

Fire Damage
  • Home office contents
    We'll help cover for loss or damage to contents in your home office, including computers and furniture
  • Food Spoilage
    We'll help cover for the loss or spoilage of your frozen or refrigerated food if they're damaged due to an unforeseeable failure of public electricity supply to your home
  • Outdoor contents
    We’ll pay to repair or replace outdoor items such as BBQs and garden furniture if they're damaged due to a covered event


Cover the valuables that help make a home

Add your optional extras

Portable valuables

Protect yourself from loss or damage to your eligible personal items, including cover for jewellery, clothes and glasses. You can choose from group cover or itemised cover for high-value items

 

Portable valuables

Electrical motor burnout

If you add the optional electrical motor burnout benefit to your combined building and contents policy, we'll help pay to fix or replace motors which form part of your building, as well as contents which have broken down due to an electrical motor’s wiring burning out

Electrical motor burnout

Why pick Everyday Home Insurance?

Bundle to save

Save up to 10%= when you buy combined home and contents insurance

 

Bundle to save

Quality cover you can count on

Backed by Hollard. One of Australia's largest insurers

 

Quality cover you can count on

Award-winning Insurance

Winner of Finder’s Customer Satisfaction Awards for Highly Commended Home Insurance 2023
See our awards
 

Award-winning Insurance

24/7 emergency claims assistance

In the event of an emergency, our friendly claims team is available around the clock to help make your home safe and secure

24/7 emergency claims assistance

 

Why our customers picked Everyday Home Insurance

Absolutely love Everyday Insurance . The 10% off [an in-store Woolworths shop] each month is a real boost to my finances and the policy was already very competitive.

Cathy, January 2024

We changed our policy to Everyday Insurance when our previous insurer almost doubled our premium from one year to the next with no claims made. Everyday insurance was affordable, easy to take out and provided benefits that couldn’t be matched by our previous insurer. We’ve had no issues so far and glad we swapped!

Bronywn, November 2023

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Frequently asked questions

You can manage your Home Insurance policy via My Insurance Portal.

From your account, you will be able to:

  • Update your email address and phone number
  • Update your credit or debit card details
  • Access your Certificate of Insurance

 

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If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.

If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details, or if you'd like to opt out of automatic renewal.

With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.

If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.

To find out more about your renewal dates, you can Chat Now.

If you have a Car, Home or Landlords Insurance policy, you can request your Certificate of Currency through Mandy - Chat Now.

Please note: We can only issue a Certificate of Currency once your first payment has been successfully processed.

Portable valuables cover is an Optional benefit which can be added to your Everyday Home Contents Insurance policy.

There are two ways to purchase Portable valuables cover: Group cover and/or Itemised cover. It covers you for accidental loss or damage to your eligible contents anywhere in Australia.

For a list of eligible items, terms, conditions, limits and exclusions, please check the Everyday Home Insurance PDS in the Useful Documents page.

There are two ways to add Portable valuables cover to your policy: Group cover or Itemised cover.

To add Portable valuables cover to your policy, you can chat with one of our friendly team members. Just click on the ‘Chat Now’ button during our chat operating hours.

If you move, you need to contact our friendly service team by calling 1300 10 1234 during our operating hours to advise us about your change of details. You will need the following information handy:

  • The date you are moving addresses.
  • Your new address.
  • The age of your new home and its construction and security details.


Because our insurance premiums are based on your location, as well as the specific details of your house, your premium may change when you move addresses.

 

Important information

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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= Up to 10% discount applies when you combine Building and Contents policies. Applies for the life of the combined policy. Minimum premiums apply which could reduce any discount you are entitled to.

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Testimonials based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts.