Why choose Everyday Pet Insurance from Woolworths?

Claim on the spot and only pay the gap with GapOnly.®=

Claim up to $7.5k, 12.5k, $24k or $35k a year with Everyday Pet Insurance.#

We process 90% of claims within just 1 day.»~

Save up to $600 a year° with 10% off your Woolworths in-store grocery shop every month.°

What is GapOnly®?

Pet insurance that pays upfront.

 

When your pet needs care, GapOnly® can simplify the Pet Insurance claims process. 

With GapOnly®, participating vets can submit the claim and it will be processed in minutes. You claim on the spot and only pay the 'gap' - the gap is the difference between the vet's bill and your insurance benefit - on eligible claims.=

 

This means less out-of-pocket expenses, less waiting, less paperwork, and more time to focus on your pet's recovery.

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5 reasons
to protect your best friend with Everyday Pet Insurance.

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1. Did you know unexpected bills have cost pet owners up to $31,247~~ in a single year? 
Claim up to 70%, 80% or 90% back on eligible vet bills.#
2. Simple and easy claims process.
We process 90% of claims within just 1 day.»~
3. Free access to VetAssist 24/7.
Contact a licensed Australian Vet for free via video call or online chat. Valued at $199 p.a.
4. Everyday Rewards Points.
In a year Everyday Pet Insurance customers have collected over 87 million Everyday Rewards Points which could save them over $435,000++ on groceries!
5. Pay as you like.
With fortnightly, monthly, and annual payment options, to best suit your needs.

As an Everyday Pet Insurance customer, you can save up to $600 a year on your groceries.°

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Free access to VetAssist 24/7† with Everyday Pet Insurance.

VetAssist connects you to licensed Australian vets via video or chat online. All Everyday Pet Insurance customers get free access to vet advice through VetAssist, available online 24/7. 
 

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Get 30% off pet prescription medication.**

We have partnered with PetScripts, a leading online Pet Pharmacy, for your pet's medication. They're proudly Australian owned and operated by veterinarians, with registered Australian Pharmacists. Offer ends 1 July 2026.**

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Multi-award winning Pet Insurance.

We’re proud to have been awarded Mozo Experts Choice 2023 award for Exceptional Value Accident & Illness Pet Insurance and Reader’s Digest 2022 Highly Commended Trusted Brand Award.
 

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Pet Insurance FAQs.

  • VetAssist connects you to licensed Australian Vets via video or online chat. It allows you to get credible advice at home, or even if you're on the move.
  • You can speak to a vet via video or online chat 24/7 and get advice on whether your pet requires emergency care, or if you can look after them in the comfort of their home.

Find out more about VetAssist

Every pet and owner is unique. That's why it is important to consider a wide range of cover options for your dog and cat. Considering the different cover options can help you find the policy that best aligns with your specific lifestyle, your situation and potential for unexpected pet expenses.

Pet insurance can help offer financial assistance by reimbursing a predetermined percentage of eligible veterinary expenses, up to set annual limits, when your pet requires treatment for accidental injuries or illnesses, covered by your policy. Ensure you check whether any cover exclusions may apply. You select your desired coverage level and pay regular premiums, monthly, weekly or fortnightly. In the event of a claim, you may be required to pay the full cost upfront of any vet bills and seek a reimbursement from your insurer for eligible claims. Excess and waiting periods may apply.

Pet insurance premiums are calculated by considering several factors, including but not limited to, the policy and level of cover and any factors that may increase or decrease the risk to the insurer. Get an online quote from Everyday Pet Insurance to see the cost of available cover options that suits you and your pet. 

Dental coverage is usually separate from pet insurance. However, you can add Booster Care which provides cover for costs of treatment of specified dental conditions. Annual limit of $2,000 applies, additional to the benefit limit.v

For further details around Booster Care, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).

Vaccinations are usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional Routine Care (non-insurance benefit) and claim up to $120 per year (in fixed contributions) for preventative items, including vaccinations. For further details around routine care, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).

The conditions covered by pet insurance may depend on the policy type, cover levels and the associated terms and conditions. To learn more about our covered conditions, check the Everyday Pet Insurance cover options.

Everyday Pet Insurance provides cover for eligible treatments by visiting any registered vet in Australia. This can includes any veterinarian, veterinary specialist, animal hospital, animal clinic or animal surgery (other than yourself), who is licensed in and currently registered in Australia. 

If you'd like you claim on the spot and only pay the gap on eligible bills, you can choose GapOnly® at participating vets.= Alternatively, you (or your vet) may seek pre-approval for the expected costs of treatment under your policy. 

As an Everyday Pet Insurance customer, you can also access VetAssist which gives you access to a licensed Australian vet for free via video call or online chat 24/7. Valued at $199 p.a.

Pet insurance may cover diagnostic expenses, such as x-rays, for eligible conditions outlined in your policy, up to any applicable annual limits. However, routine or elective tests, as well as treatment for pre-existing conditions, may be excluded from coverage. If you would like a more detailed breakdown of Everyday Pet Insurance coverage, visit our Compare Pet Insurance page. It summarises the different levels of cover, applicable annual benefit limits, waiting periods and annual excess options. Consider also the Everyday Pet Insurance Product Disclosure Statement for more information. 

You can contact Everyday Pet Insurance from Woolworths via our phone number, 1300 10 1234. Our opening hours are Monday to Friday, 8:00am to 8:00pm (AEST/AEDT), except public holidays.

To make a claim, please visit the Everyday Pet Insurance make a claim page.


Why our customers picked Everyday Pet Insurance, multi-award winning insurance.

 

Why our customers picked Everyday Pet Insurance

 

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[Everyday] Pet Insurance is the best insurance. Working in the vet industry, I have seen them pay out efficiently on countless claims. Their coverage is excellent, with great options and prices that are extremely reasonable. The fact that you can pay the gap only at participating vets makes the claims process so easy. Customer service is always on point. You aren't just a number but a valued customer to them. I highly recommend [Everyday] Pet Insurance for your fur babies.

Jacqueline, March 2025.

Excellent product, we have been really happy that it links to our rewards with a 10% discount every month and also how user friendly the claim process has been.

Andrea, February 2025.

Pet information hub.

Understanding pet insurance

Understanding pet insurance

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What does pet insurance cover?

Pet Health Hub.

Pet Health Hub.

What to know before getting a cat

What to know before getting a cat

Important information.

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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# Depending on your level of cover. Policy T&Cs, limits, exclusions, waiting periods and annual excess may apply.

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† Offer available to new Everyday Pet Insurance policyholders, and is limited to 1 membership per eligible policy. The free membership offer (valued at $199p.a) is from the date of your policy commencement, provided your Everyday Pet Insurance policy remains active. You are not eligible to redeem the free membership subscription for cash or credit. VetAssist is a separate subscription based service to the Everyday Pet Insurance product, and is provided independently by Everyday Insurance third party service provider, VetChat Services Pty Ltd (VetChat). Click here for full VetAssist Service terms and conditions. Everyday Insurance reserves the right to vary or remove this offer at any time and will provide reasonable notice of any such changes.

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v Booster Care limit, applicable benefit percentage, waiting periods and exclusions apply. Annual excess may apply. See details in your PDS.

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>> Once all required claims documentation has been received.

Based on PetSure data February 2023 to January 2024.

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= The gap is defined as the difference between the vet's invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating Vets. Please visit GapOnly® to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).

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~~ Based on PetSure data January 2023 to December 2023.

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++ Based on Everyday Rewards data from Everyday Pet Insurance customers from Feb 2023 - Feb 2024 assuming all points have been converted to dollars. Everyday Rewards Points can also be converted to Qantas Points.

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** Offer is valid until 1 July 2026 (Offer Period). This entitles you to a 30% discount off your prescription medication purchase from PetScripts Pty Ltd ABN 73 610 444 427 (PetScripts) whilst your policy remains in force during the Offer Period and cannot be used in conjunction with any other offer. This offer only applies to medication prescribed to the pet insured under Everyday Pet Insurance Policies. Services provided by PetScripts are separate to your pet insurance policy. The 30% discount offer is subject to PetScripts' general Terms and Conditions, including the Privacy Policy which are available online at www.petscripts.com.au. Everyday Pet Insurance may withdraw or extend this offer at any time without notice.

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Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.