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As an Everyday Pet Insurance customer, get 10% off an in-store Woolworths grocery shop every month°
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Pet Insurance for your cat.

Although cats are known for landing on their feet, when the unexpected happens Everyday Cat Insurance is here to help protect your pet.

Insuring my cat has been so easy with Everyday Pet Insurance. The price is competitive and coverage is great. I have had a claim which was an easy process and promptly paid. Would highly recommend.

Tania, August 2023.


Pick your offer, like 1 month free Pet Insurance.
Just link your Everyday Rewards Card when taking out a policy online.||

Everyday Pet Insurance cover options for your cat.

These product features are effective for policies sold after 17 July 2023.

Basic cover.

 

Specified accidental injury & illness cover.

 

  • Up to $5,000 annual benefit limit.
  • Emergency boarding, up to $500.
  • Paralysis tick, up to $1,500.
  • Hip Joint Surgery sub-limit $2,000 per hip, per policy period (includes Hip Replacements).
  • Cruciate ligament conditions sub-limit $2,000 per leg, per policy period.

Standard cover.

 

Specified accidental injury & illness cover.

 

  • Up to $10,000 annual benefit limit.
  • Emergency boarding, up to $1,000.
  • Paralysis tick, up to $1,500.
  • Hip Joint Surgery sub-limit $4,000 per hip, per policy period (includes Hip Replacements).
  • Cruciate ligament conditions sub-limit $3,000 per leg, per policy period.
  • Consultation fees, up to $300.
  •  

Comprehensive cover.

 

Specified accidental injury & illness cover + optional non-insurance routine care benefit.

  • Up to $24,000 annual benefit limit.
  • Emergency boarding, up to $1,200.
  • Paralysis tick, up to $2,000.
  • Hip Joint Surgery sub-limit $6,000 per hip, per policy period (includes Hip Replacements).
  • Cruciate ligament conditions sub-limit $4,000 per leg, per policy period.
  • Consultation fees, up to $300.

Comprehensive Plus cover.

Specified accidental injury & illness cover + optional non-insurance routine care benefit.

  • Up to $30,000 annual benefit limit.
  • Emergency boarding, up to $1,500.
  • Paralysis tick, up to $3,000.
  • Hip Joint Surgery sub-limit $8,000 per hip, per policy period (includes Hip Replacements).
  • Cruciate ligament conditions sub-limit $5,000 per leg, per policy period.
  • Consultation fees, up to $300.

What can your cat be covered for?

Optional non-insurance routine care benefit.

If you choose Comprehensive or Comprehensive Plus cover, you can also choose to add the non-insurance benefit for routine care. With routine care you can claim up to $100 (combined) annually for specified routine treatments.

See what's included with routine care

Illness cover.


Illness cover includes treatment for an unexpected issue which requires a trip to the Vet. This includes some of the more common cat health issues that aren't a pre-existing condition or a general exclusion.

A 30 day waiting period applies to illness cover. Refer to the PDS for further details of illness cover.

Specified accidental injury cover.

This is cover for those unexpected specified injuries your cat might have as a result of an accident. This could be due to a fall, fight or road incident.

There is no waiting period for specified accidental injuries except for cruciate ligament conditions which have a 6 month waiting period. Refer to the PDS for further details of specified accidental injury cover.

Pet insurance that pays upfront with GapOnly.®

With GapOnly®, participating vets can submit the claim and it will be processed in minutes.

You claim on the spot and only pay the 'gap' - the gap is the difference between the vet's bill and your insurance benefit - on eligible claims.=

gaponly

Get your free personalised pet care guide.

Designed and written by VetAssist Vet, Dr Claire Jenkins.

Complete this lifestyle questionnaire to get your personalised guide for your pet, including tips on diet, exercise, toilet habits and more.

woman with dog

Keep your new cat happy and healthy.

Bringing home a new feline friend? Start off on the right paw with these simple care tips!

A guide to ensure you have a happy and healthy cat by PetRescue.

petrescue

Get a quote online today with Everyday Pet Insurance.

Jules and Toby

Why pick Everyday Pet Insurance?

Comprehensive Plus annual limit.#

Claim up to $30,000 a year.

Comprehensive Plus annual limit#

Claim up to 80% back.*

Get up to 80% back on eligible vet bills.

Claim up to 80% back*

Lifetime cover.‡

Your pet is covered from 8 weeks old for life.

Lifetime cover‡

Introducing GapOnly.®

Claim your benefit on the spot and only pay the gap on eligible claims.=

Introducing GapOnly®


Why our customers picked Everyday Pet Insurance.

Medallia

[Everyday] Pet Insurance has been great so far. Very affordable and quick with the claims. Happy to speak and explain anything I had issues with. Great discounts on [in-store] shopping also.

Kristie, March 2025.

Easy to claim. Simple Routine care. Claim was promptly processed.

Rosemary, January 2025.

Pet information hub.

What to know before getting a cat.

What to know before getting a cat

Common cat care questions.

Common cat care questions

What to consider when getting a cat.

What to consider when getting a cat

Why does your pet get itchy skin?

Why does your pet get itchy skin?

Cat Insurance FAQs.

Because all pets are different, each pet will need to have their own policy which is personalised to them.

Once you've covered your other pet, make sure you add their policy to MyPet Portal via My Insurance Portal, so you can manage all your pet's policies in one place. 

There are different ways you can submit a Pet Insurance claim:

1. Make a claim through your Vet

If your Vet Clinic is a participating GapOnly® Clinic, then your Vet can submit a claim on your behalf, on the spot while you are at the Vet.

Alternatively, your Vet may be able to submit an electronic pet insurance claim on your behalf (sometimes referred to as an eClaim). We will still communicate with you regarding the status of your claim and you will still need to pay for the Vet expenses upfront. For more information about how claims are handled, please refer to the Claims section of your Product Disclosure Statement.

 

2. Make a claim online

You can also claim online through your MyPet Portal via My Insurance Portal.

To make a claim, through MyPet Portal, you will need the following documentation:

Itemised invoice (a paid invoice that includes individual treatment items and costs adding up to the total amount paid); and Vet consultation notes, if you have them (these are the veterinarian's medical notes from examinations findings).

We may also contact you for additional documentation if needed.

Not registered for My Insurance Portal? Register now.

 

3. Make a paper claim

If you prefer to submit your claims through the post please follow the 3 steps below:

  • Fill in Pet Insurance Claim Form with your pet’s personal information and sign.
  • Take the Claim Form to your vet and ask your vet to complete in full Part 2 and sign the form.
  • Attach the original detailed itemised invoices, payment receipts and any relevant vet consultation notes to the completed claim form. Please do not staple documents. Ensure your vet includes their practice details on the original invoice.


Then mail your completed Claim Form to:

Everyday Pet Insurance
Locked bag 9021
Castle Hill, NSW, 1765

Contact us on 1300 10 1234 during our operating hours for more information.

In some instances we may require more information to process your claim such as medical history or pathology/laboratory results. We'll contact you or your vet(s) if required.

Depending on the age and type of pet you have, Everyday Pet Insurance has different levels of cover to suit your needs.

If your dog is between 8 weeks of age and up to 9 years of age, you can select from:

  • Basic;
  • Standard;
  • Comprehensive; and
  • Comprehensive Plus
     

If your cat is between 8 weeks of age and up to 9 years of age, you are able to select from:

  • Indoor Cat;
  • Basic;
  • Standard;
  • Comprehensive; and
  • Comprehensive Plus

 

If your dog or cat is over 9 years of age, you are only able to select Basic Cover as there is no upper age limit applicable.

Once your pet is covered with Everyday Pet Insurance, you will be able to cover your pet for their life simply by renewing your cover annually (provided there is no break in cover, we continue to offer the product and subject to the terms and conditions of your renewing policy) and paying premiums when they are due.

As with most insurance products, there are certain situations where you will not be covered. There are some general exclusions such as:

  • Conditions which occurred prior to commencement of your first policy period or during any applicable waiting period (‘pre-existing conditions’).
  • Routine or preventative treatments (unless routine care (non-insurance benefit) cover is purchased with the Comprehensive Cover or Comprehensive Plus Cover, which provides a contribution up to the routine care limits).
  • Some elective treatments and procedures and breeding or obstetrics.

 

There may also be specific exclusions which may apply to specific levels of cover.

It is important that you read all of your policy documentation for full details. You can find more information in the Pet Useful Documents section.

For your convenience and to ensure continuity of cover for your pet, we will automatically renew your policy each year for as long as we continue to provide this product, subject to the terms and conditions of the policy.

We will send your renewal notice at least 14 days before your policy is due to expire and it will remind you to check your policy limits to see if the level of cover is still right for you. You can opt-out of the automatic renewal process by contacting us. If you have chosen for your policy not to automatically renew, you will need to contact us to renew your cover.

When joining Everyday Pet Insurance, the waiting periods that apply are:

  • 30 days for conditions covered under the illness and specified conditions cover sections
  • 6 months for Cruciate Ligament Conditions.
  • 6 months for dental illness benefit if selected with Indoor Cat plan.

 

There is no waiting period for specified accidental injury cover. For more information, please refer to the Pet Insurance Product Disclosure Statement.

 

Important information.

 

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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|| When: This offer is available between AEST 12:00 PM 23/06/25 and AEST 11:59 PM 30/09/25. Where: This offer is available when you buy an eligible Everyday Pet Insurance policy online. Who: This offer is personal to you and available only to Everyday Rewards members with an active registered Everyday Rewards Card. Everyday Rewards Plus Card holders are not eligible for this offer. How it works: To enjoy your first month of free cover, you must successfully link your active registered Everyday Rewards Card when purchasing an eligible Everyday Pet Insurance policy online during the offer period. This offer entitles you to one month free in your first policy year of your policy cover, provided the policy remains in force, with all premiums paid in full, and you remain an Everyday Rewards member. If you choose to pay annually, you will have the first month free automatically deducted from the annual premium at the time of purchase. If you choose to pay by monthly or fortnightly instalment, you will not be charged an instalment for the first month of your first policy period. Your payments will start from the second month of your policy period. The discounted premium will be shown on your Certificate of Insurance, which is sent on acceptance of your policy.

This offer is limited to one per Everyday Rewards member. Only one (1) offer may be selected under Unlock Your Offer.

You will no longer receive this offer if your policy is cancelled, you change your level of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended.

Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Pet Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination available here to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time, and will provide reasonable notice of any adverse changes.

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Policy Terms and Conditions, exclusions and limits apply. Benefit limit amounts vary by level of cover.

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* Limits, waiting periods, exclusions and excesses may apply.

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Cover is available for the life of your pet provided you renew your policy each year without any break, lapse or change in the level of Cover. This means once your pet is insured with us and as long as we continue to offer the product, you will be able to renew your policy for that pet for life and your cover level will not be reduced as your pet ages provided you continuously maintain the cover. Cover is subject to the terms and conditions of your renewing policy. See details in your PDS.

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= The gap is defined as the difference between the vet's invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating Vets. Please visit GapOnly® to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).

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Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.