See clearly with Everyday Car Insurance: your questions about excess free windscreen cover answered.

      Choosing the right car insurance can be confusing, but understanding your coverage doesn't have to be. That's why we're breaking down everything you need to know about our Excess free windscreen cover option.

      What is Excess free windscreen cover?

      Excess free windscreen cover is an optional extra you can add to your Everyday Car Insurance policy for an additional premium. This optional extra is available for Comprehensive, Drive Less Pay Less and Third Party Fire & Theft policies.

      Important note: Excess free windscreen cover is not available for Third Party Property Damage policies.

      How does Excess free windscreen cover work?

      If you have this optional extra on your policy and you experience your first instance of windscreen damage, we'll pay the cost of replacing or repairing the front windscreen of your car if it is accidentally broken or damaged. We will not apply the agreed excess(es) (set out in your Certificate of Insurance) to the first front windscreen claim made in any one period of insurance.

      What are the benefits of choosing Excess free windscreen cover?

      • No surprise costs: A cracked or chipped windscreen can be stressful enough. With this cover, you can have your windscreen fixed or replaced without worrying about the excess payment.
        • Quality repairs: We use high-quality windscreen replacements that meet Australian Design Rules, to help ensure safety and clear visibility on the road.
        • Added value: For an additional cost, you can gain valuable protection against a common car issue.

       

      Are there any limitations to Excess free windscreen cover?

      Yes, there are a few things to keep in mind:

      • First claim only: This optional extra waives the excess for your first windscreen claim within your period of insurance. Subsequent windscreen claims within the same period of insurance will require you to pay the applicable excess(es).
        • Front windscreen only: This cover applies to your front windscreen only and excludes windows, sunroofs and any other glass components.
        • Additional damage: This optional extra is not applicable where your covered claim includes damage to your car which is in addition to the front windscreen glass breakage.

       

      To learn more about adding Excess free windscreen cover to your Everyday Car Insurance policy, please refer to the Product Disclosure Statement (PDS).

      What Car Insurance Policies does Everyday Insurance Offer?

      Everyday Car Insurance offers flexible cover options for you and your car.

      Comprehensive Car Insurance

      Our Comprehensive car cover provides protection for damage to your car as well as other people's property.

      Comprehensive Car Insurance. Man in Car with Dog Image

      Drive Less Pay Less Insurance

      Everyday Drive Less Pay Less offers cover for cars that are driven 15,000km or less per year.                              

      Drive Less Pay Less . Couple and Car Image

      Third Party Property, Fire & Theft

      We cover you for all the benefits of third party property damage along with theft or attempted theft and fire.

      Third Party Property, Fire & Theft

      Third Party Property Damage

      Third Party Property Damage cover protects you if you cause damage to another person’s vehicle.                                         

      Third Party Property Damage


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      Why pick Everyday Car Insurance?

      Drive Less Pay Less

      Comprehensive cover for less. Eligible drivers could save up to $320 with Drive Less Pay Less.*
       

      Drive Less Pay Less

      Quality cover you can count on

      Backed by Hollard. One of Australia's largest insurers.
       

      Quality cover you can count on

      Award-winning Insurance

      Winner of Finder’s Customer Satisfaction Awards for Highly Commended Car Insurance 2023.
      See our awards

      Award-winning Insurance

      24/7 emergency claims assistance

      Our expert claims team is available around the clock should you need to claim for an unexpected events.

      24/7 emergency claims assistance

      Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy.

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      * Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who advised they drive under 15,000 km annually. Current as at 06 March 2024. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In event of accident and end odometer reading exceeded, additional excess applies.