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As an Everyday Car Insurance customer, get 10% off an in-store Woolworths grocery shop every month°
Find out more

Explore our Car Insurance policies.

Everyday Car Insurance from Woolworths gives you quality cover you can count on, with flexible options for you and your car. Get a quote online today to help decide which option suits you best.


Enjoy a $50 Everyday WISH eGift Card with your Car Insurance.##

Just link your Everyday Rewards Card and enter the promo code EDICAR50 when taking out a policy online.

Comprehensive or Drive Less Pay Less.

Extensive range of cover for damage to your car & other people's property.

What's included

  • Accidental damage to your car and to other people's property.
  • Theft, attempted theft and fire.
  • Malicious damage.
  • Legal liability cover.
  • Natural events.
  • 11 Additional Benefits.


Optional extras & services

These are not automatically included but can be added as optional extras and services.

  • Roadside assistance.
  • $0 excess for windscreen cover.
  • Hire car.


What's not included

  • Injuries to you or others are covered by your mandatory CTP Green Slip.

 

Get a free quote

Third Party Property, Fire & Theft.

The benefits of Third Party Property Damage Insurance, but with a little extra.

What's included

  • Damage to other people's property.
  • Theft, attempted theft and fire.
  • Legal liability cover.
  • 11 Additional Benefits.                                                       

Optional extras & services

These are not automatically included but can be added as optional extras and services.

  • Roadside assistance.
  • $0 excess for windscreen cover.
  • Hire car.
     

What's not included

  • Malicious damage.
  • Collision.
  • Accidental damage to your car.
  • Natural events.


Please see Comprehensive Car Insurance if you require a higher level of coverage.

Get a free quote

Third Party Property Damage.

Cover for damage to another person's vehicle or property.

What's included

  • Accidental damage to other people's car or property.

 

Optional services

This is not automatically included but can be added as an optional service.

  • Roadside assistance.

 

What's not included

  • Malicious damage.
  • Theft & fire.
  • Accidental damage to your car.
  • Natural events.


If you require a higher level of coverage, please see Third Party Property, Fire & Theft or Comprehensive Car Insurance.           


Do you drive 15,000km, or less, per year?

Drive Less Pay Less is designed specifically for cars that are driven 15,000km, or less, per year. It could offer all the benefits of Comprehensive insurance, but you only pay for the kilometres you nominate.*

Get a free quote

Above is a limited summary only. Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.

 

Why pick Everyday Car Insurance?

Drive Less Pay Less.

Comprehensive cover for less. Eligible drivers could save up to $320 with Drive Less Pay Less.*
 

Drive Less Pay Less

Quality cover you can count on.

Backed by Hollard. One of Australia's largest insurers.
 

Quality cover you can count on

Award-winning Insurance.

Winner of Finder’s Customer Satisfaction Awards for Highly Commended Car Insurance 2023.
See our awards

Award-winning Insurance

24/7 emergency claims assistance.

Our expert claims team is available around the clock should you need to claim for an unexpected events.

24/7 emergency claims assistance

* Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. Eligibility for Drive Less Pay Less is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria.

Get a quote online today with Everyday Car Insurance.

Bruce

Car Insurance FAQs.

Comprehensive car insurance usually offers the highest level of protection for your vehicle and third parties. It typically offers coverage for damage to your own vehicle (i.e. accidental damage, collision damage, hail, etc), damage to other people’s property, theft of your vehicle and fire damage. 

There might also be optional coverage available such as hire car cover and windscreen repair.

It’s important to check the Product Disclosure Statement for full coverage details, limits and exclusions that apply.

Compulsory Third Party (CTP) car insurance, also known as Green Slip insurance, is mandatory for driving in Australia. It covers you for financial liability arising from causing bodily injury to others in a car accident.

You can find more information about CTP for your relevant state on the following websites:

New South Wales - https://www.sira.nsw.gov.au/

Queensland -https://maic.qld.gov.au/

South Australia - https://www.ctp.sa.gov.au/

Victoria - https://www.tac.vic.gov.au/

Western Australia - https://www.icwa.wa.gov.au/motor-injury-insurance

Northern Territory - https://www.ntmacc.com.au/

Australian Capital Territory - https://www.treasury.act.gov.au/maic

Tasmania - https://www.maib.tas.gov.au/

An excess is the amount you might need to contribute towards the cost of repairing your car if you make a claim.

A lower excess may mean a higher premium, but you might pay less yourself at the time of a claim.

A higher excess may mean a lower premium, though you might be responsible for a larger payment if you make a claim.

Consider your financial situation and driving habits when deciding on an excess amount.

Comprehensive car insurance policies in Australia typically cover damage to your vehicle caused by hail. Australia experiences significant hail storms in certain regions, making this an important consideration for many drivers.

If you have a comprehensive policy, you might be covered for the cost of repairs or the market value or agreed value of your car (less your excess) if it's damaged by hail. 

It's essential to check the specific terms and conditions of your policy, as some may have specific exclusions or limitations.

Insurers may consider factors like your age, driving history, the type of car you drive, where you live, and the level of coverage you choose when calculating your premium. 

You can find more information on how premiums are calculated on the Insurance Council website.

You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.

To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.

Find out more about making a Car Insurance claim.

The 10% off your shop offer can be redeemed in-store once a that month. It's limited to a maximum saving of $50 (i.e. 10% off a $500 in-store grocery shop) on a single Woolworths Supermarkets in-store transaction each calendar month.

To receive the 10% off groceries offer in-store you must scan your Everyday Rewards Card. The Card must be linked to your Everyday Insurance policy. Applicable customers can elect when they choose to take up the offer by selecting "yes" or "no" when prompted at checkout. Terms & Conditions apply

The offer is only available for qualifying purchases made in store and excludes online orders made on woolworths.com.au or via the Woolworths app (including Pick up and Direct to boot orders).

Read all 10% off your shop FAQs

You can contact Everyday Car Insurance from Woolworths via our phone number, 1300 10 1234. Our opening hours are Monday to Friday, 8:00am to 8:00pm (AEST/AEDT) and Saturday and Sunday, 9:00am to 5:00pm (AEST/AEDT) except public holidays.

To make a claim, please visit the Everyday Car Insurance make a claim page.


Why our customers picked Everyday Car Insurance.

Medallia

We are very happy!! You have also advised us when there is a storm coming which is very helpful although we do keep my car in the garage. I also enjoy the 10% off my [in-store] grocery bill each month. Very happy!!

Allison, February 2025

I would recommend [Everyday Insurance] because when I've called with questions about my car claim, I have been given the best service and the ladies I've communicated with were very helpful and answered all my questions.

Sarah, January 2025

Car information hub.

Understanding Car Insurance.

Understanding car insurance

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What is excess in car insurance?

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Important information.

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## To receive a $50 Everyday Wish e-Gift Card, you must enter promo code EDICAR50 and successfully link your active registered Everyday Rewards card when purchasing the participating Everyday Car Insurance policy online between 14 May 2025 and 30 June 2025.

This offer is only available when purchasing new Car Insurance policies online excluding from aggregators. This offer can be redeemed once per Everyday Rewards Member.

The $50 Everyday Wish e-Gift Card will be sent to you via the email address you have provided on the policy within 30 days of the first premium being paid in full,  provided your policy remains active and has passed the cooling off period. The Everyday Wish e-Gift Card is issued by and remains the property of Woolworths and may be used at participating stores only. Not redeemable or reloadable for cash. Full terms and conditions at giftcards.woolworths.com.au. This offer will not be allocated to any changes you make to your policy post purchase during the offer period or beyond. 

Enjoyment of Everyday Rewards, and Everyday Car Insurance offers is subject to the Everyday Rewards Terms and Conditions, and meeting the eligibility criteria specified in the Everyday Car Insurance PDS associated with the chosen plan. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time, and will provide reasonable notice of any adverse changes.

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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* Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who drive 15,000km or less  annually. Current as at 06 March 2024. Eligibility for Drive Less Pay Less and actual savings is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria. Minimum premiums may reduce savings. Kilometres can be increased to a limit of 15,000km per period of insurance for an additional premium. In the event of a claim, if the end odometer reading is exceeded, an additional Outside odometer excess will apply.

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Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.