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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.
Get up to 12,000 Everyday Rewards points.^^
Buy a Car Insurance policy, link your Everyday Rewards Card & add promo code BF12K.
Comprehensive Car Insurance.
Our Comprehensive car cover provides protection for damage to your car as well as other people's property. Get a quote today.
What does Comprehensive Car Insurance cover?
Damage from natural events.
Such as storms, floods, earthquakes or other extreme weather.
Towing.
We'll tow your car to the nearest safe or secure place after a covered incident.
Damage made by other drivers or passengers.
Cover for your legal liability if you’re legally responsible for if you've allowed someone else to drive your car or due to a passenger getting in or out of your vehicle during a covered incident.
Lock and car key replacement.
Up to the value of $1,000 if they’re stolen.
Trailers or caravans.
Up to $1,000 if you’re towing a trailer or caravan and it's damaged along with your vehicle during a covered incident.
Emergency travel and accommodation.
Up to $500 of urgent travel and accommodation expenses if you’re more than 200km from home and your car is stolen or can't be driven.
Essential repairs.
Up to $500 to restore your car to a roadworthy condition, so you can drive to your intended destination.
Child safety and prams.
Up to $500 for the cost of replacing child seats, baby capsules and prams that were in the car and were damaged or stolen.
Valuables inside your car at the time of an incident.
Up to $500 for certain personal property.
Please read the Car Insurance Product Disclosure Statement for full terms, conditions, limits (including sub-limits) and exclusions that apply.
Car Insurance optional extras:
Why pick Everyday Car Insurance?
Why our customers picked Everyday Car Insurance.
Car information hub.
Car Insurance FAQs.
Agreed Value is the amount we agree to insure your car for during the Period of Insurance.
This amount will be shown on your Certificate of Insurance, where applicable.
Market Value is the reasonable market-related value or our assessment of what the general market would pay for your car. It takes into account the age, make, model, condition and kilometres travelled immediately before the event giving rise to the claim.
The market value may be subject to a limit, which if applicable will be shown on your Certificate of Insurance.
You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.
To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.
Find out more about making a Car Insurance claim.
We accept payment via direct debit from either a bank account or credit card, which can be on an annual or monthly basis. Unfortunately, we do not accept BPAY® payments at the moment.
New customers:
You will set up a direct debit at the time of purchasing a policy. Your first and future payments will then be automatically debited within five business days.
Current customers:
If your policy is renewing, you don’t need to make any manual payments. We’ll send you a renewal notice at least 14 days before the renewal date.
Your policy renewal and payment will automatically occur unless you advise us otherwise prior to the renewal date.
If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details, or if you'd like to opt out of automatic renewal.
With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.
If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.
To find out more about your renewal dates, you can Chat Now.
You can manage your Car Insurance policy via My Insurance Portal.
From your account, you will be able to:
- Update your email address and phone number
- Update your credit or debit card details
- Access your Certificate of Insurance
- Increase your Odometer end reading (for Drive Less Pay Less)
If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.
We'll assist you in making arrangements for covered repairs to be carried out by a qualified repairer.
We'll choose a repairer from our extensive network located as close as possible to your home or work. Simply take your car to them and ask them for a quote.
We'll guarantee all repairs on your car undertaken by a repairer who has been appointed by us for as long as you own your car and is not transferable.
Important information.
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^^ This offer is available for purchase from 12:00 AM AEST on 06/10/2025 to 11:59 PM AEST on 03/12/2025.
Where the offer is available
This offer is only available when purchasing a new Everyday Car Insurance policy.Who is eligible
This offer applies to Everyday Rewards members who have an active registered Everyday Rewards card that is linked to their Everyday Car Insurance policy.How it works
To receive up to 12,000 Everyday Rewards points, you need to enter promo code BF12K and successfully link your active, registered Everyday Rewards Card to your new Everyday Car Insurance policy when you buy it during the offer period.You will receive your Everyday Rewards points in monthly instalments of 1,000 points, up to a total of 12,000 points over the first year of your policy. This is provided your policy remains active and premium payment(s) are up to date. The first instalment of 1,000 points will be added to your Everyday Rewards Card within 40 days after your first premium payment has been made in full. Following this, 1,000 points will be added to your card by the 15th day of each month, provided your premiums are up to date and your policy remains active.
You will no longer receive this offer if your policy is cancelled, if you change your type of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended.
This offer can be redeemed once (1) per Everyday Rewards Member. Only one (1) offer promo code can be applied at a time.
What is not included
This offer excludes: Everyday Pet, Home, Landlord, Travel, Life, and Funeral Insurance products and Everyday Roadside Assist, and Everyday Rewards members who have not linked their active, registered Everyday Rewards Card to their policy.Additional Important Information
Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Car Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination available to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. You may not collect Everyday Rewards points if earning those points would cause you to exceed $4,000 Everyday Rewards dollars (as set out in the Everyday Rewards Terms and Conditions). Everyday Rewards points cannot be redeemed for cash. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time. Woolworths will provide reasonable notice of any adverse changes.
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* Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who drive 15,000km or less annually. Current as at 06 March 2024. Eligibility for Drive Less Pay Less and actual savings is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria. Minimum premiums may reduce savings. Kilometres can be increased to a limit of 15,000km per period of insurance for an additional premium. In the event of a claim, if the end odometer reading is exceeded, an additional Outside odometer excess will apply.
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Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.
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Everyday Roadside Assist services and support are provided by our Allied Service Provider - Digicall Assist Pty Ltd (ABN 92 152 605 340). This includes roadside assistance as an optional service product to your Everyday Insurance Comprehensive Car policy or as a standalone product. Benefits and eligibility for coverage is subject to the Roadside Assist Terms and Conditions including the limits and exclusions. Before you purchase the product you should carefully read the Roadside Assist Terms and Conditions to decide if this product is right for you.
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Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
