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|| When: This offer is available between AEST 12:00 PM 23/06/25 and AEST 11:59 PM 30/09/25. Where: This offer is available when you buy an eligible Everyday Pet Insurance policy online. Who: This offer is personal to you and available only to Everyday Rewards members with an active registered Everyday Rewards Card. Everyday Rewards Plus Card holders are not eligible for this offer. How it works: To enjoy your first month of free cover, you must successfully link your active registered Everyday Rewards Card when purchasing an eligible Everyday Pet Insurance policy online during the offer period. This offer entitles you to one month free in your first policy year of your policy cover, provided the policy remains in force, with all premiums paid in full, and you remain an Everyday Rewards member. If you choose to pay annually, you will have the first month free automatically deducted from the annual premium at the time of purchase. If you choose to pay by monthly or fortnightly instalment, you will not be charged an instalment for the first month of your first policy period. Your payments will start from the second month of your policy period. The discounted premium will be shown on your Certificate of Insurance, which is sent on acceptance of your policy.
This offer is limited to one per Everyday Rewards member. Only one (1) offer may be selected under Unlock Your Offer.
You will no longer receive this offer if your policy is cancelled, you change your level of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended.
Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Pet Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination available here to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time, and will provide reasonable notice of any adverse changes.
Pick your offer, like 1 month free Pet Insurance.
Just link your Everyday Rewards Card when taking out a policy online.||
Why choose Everyday Pet Insurance from Woolworths?
What does Pet Insurance cover?
Find the right cover for your dog or cat.
| Comprehensive Plus Cover | Comprehensive Cover | Standard Cover | Basic Cover | |
|---|---|---|---|---|
| Annual benefit limit (up to 80% back on eligible Vet bills).1 | $30,000 | $24,000 | $10,000 | $5,000 |
| Illness Cover. | ||||
| Specified Accidental Injury. | ||||
| Lifetime Cover.2 | ||||
| Optional Non-Insurance Routine Care.3 |
These product features are effective for policies sold after 17 July 2023.
Above is a summary table only. Please read the Pet Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.
From quote to claim, we're here to make things as simple and straightforward as possible.
Pet Insurance FAQs.
VetAssist connects you to licensed Australian Vets via video or online chat. It allows you to get credible advice at home, or even if you're on the move.
You can speak to a vet via video or online chat 24/7 and get advice on whether your pet requires emergency care, or if you can look after them in the comfort of their home.
Every pet and owner is unique. That's why it is important to consider a wide range of cover options for your dog and cat, from basic coverage to comprehensive plans that offer higher cover and sub-limits. Considering the different cover options can help you find the policy that best aligns with your specific lifestyle, your budget and potential for unexpected pet expenses.
Pet insurance can help offer financial assistance by reimbursing a predetermined percentage of eligible veterinary expenses, up to set annual limits and sub-limits, when your pet requires treatment for specified accidental injuries or illnesses, covered by your policy. Ensure you check whether any cover exclusions may apply. You select your desired coverage level and pay regular premiums, monthly, weekly or fortnightly. In the event of a claim, you may be required to pay the full cost upfront of any vet bills and seek a reimbursement from your insurer for eligible claims. Excess and waiting periods may apply.
Pet insurance premiums are calculated by considering several factors, including but not limited to, the policy and level of cover and any factors that may increase or decrease the risk to the insurer. Get an online quote from Everyday Pet Insurance to see the cost of available cover options that suits you and your pet.
Dental coverage is usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional routine care (non-insurance) benefit to your Comprehensive or Comprehensive Plus policy. With routine care, you can get $50 annually towards vaccinations or health checks, and then another $50 annually towards other specified routine care items, including dental illness treatment and teeth cleaning. For further details around routine care (non-insurance) benefit, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).
Vaccinations are usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional routine care (non-insurance) benefit to your Comprehensive or Comprehensive Plus policy. With routine care you can get up to $50 annually for vaccinations. For further details around routine care, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).
The conditions covered by pet insurance may depend on the policy type, cover levels and the associated terms and conditions. To learn more about our covered conditions, check the Everyday Pet Insurance cover options.
Everyday Pet Insurance provides cover for eligible treatments by visiting any registered vet in Australia. This can includes any veterinarian, veterinary specialist, animal hospital, animal clinic or animal surgery (other than yourself), who is licensed in and currently registered in Australia.
If you'd like you claim on the spot and only pay the gap on eligible bills, you can choose GapOnly® at participating vets.= Alternatively, you (or your vet) may seek pre-approval for the expected costs of treatment under your policy.
As an Everyday Pet Insurance customer, you can also access VetAssist† which gives you access to a licensed Australian vet for free via video call or online chat 24/7. Valued at $199 p.a.
Pet insurance may cover diagnostic expenses, such as x-rays, for eligible conditions outlined in your policy, up to any applicable annual limits and sub-limits. However, routine or elective tests, as well as treatment for pre-existing conditions, may be excluded from coverage. If you would like a more detailed breakdown of Everyday Pet Insurance coverage, visit our Compare Pet Insurance page. It summarises the different levels of cover, applicable annual benefit limits, waiting periods and excess options. Consider also the Everyday Pet Insurance Product Disclosure Statement for more information.
Important information.
1 Exclusions, limits and sub-limits may apply.
2 Cover is available for the life of your pet provided you renew your policy each year without any break, lapse or change in the level of Cover. This means once your pet is insured with us and as long as we continue to offer the product, you will be able to renew your policy for that pet for life provided you continuously maintain the cover. Cover is subject to the terms and conditions of your renewing policy. See details in your PDS.
3 Optional Routine Care benefits are not automatically included in Comprehensive and Comprehensive Plus plans, but can be added on for an additional fee.
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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.
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>> Once all required claims documentation has been received.
~ Based on PetSure data February 2023 to January 2024.
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= The gap is defined as the difference between the vet's invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating Vets. Please visit GapOnly® to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).
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† Offer available to new Everyday Pet Insurance policyholders, and is limited to 1 membership per eligible policy. The free membership offer (valued at $199p.a) is from the date of your policy commencement, provided your Everyday Pet Insurance policy remains active. You are not eligible to redeem the free membership subscription for cash or credit. VetAssist is a separate subscription based service to the Everyday Pet Insurance product, and is provided independently by Everyday Insurance third party service provider, VetChat Services Pty Ltd (VetChat). Click here for full VetAssist Service terms and conditions. Everyday Insurance reserves the right to vary or remove this offer at any time and will provide reasonable notice of any such changes.
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* Limits, waiting periods, exclusions and excesses may apply.
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~~ Based on PetSure data January 2023 to December 2023.
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# Policy Terms and Conditions, exclusions and limits apply. Benefit limit amounts vary by level of cover.
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Everyday Pet Insurance policies entered into for the first time prior to 17 July 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436 (Hollard), arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by Hollard’s Authorised Representative (AR) Woolworths Group Limited ABN 88 000 014 675, AR 245476 (Woolworths). Everyday Pet Insurance policies entered into for the first time on or after 17 July 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Woolworths. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at insurance.everyday.com.au/pet-insurance.
