Get 500 Everyday Rewards points.
Just get a quote online and link your Everyday Rewards Card.^^

Why choose Everyday Pet Insurance from Woolworths?

Claim on the spot and only pay the gap with GapOnly.®=

Gaponly

Get up to 90% back on eligible vet bills.*

Choose your annual benefit limit up to $35,000 a year.#
 

We process 90% of claims within just 1 day.»~

Pet Insurance for your dog or cat.

Dog Insurance.

Claim up to $30k per year.#

Choose from up 80% of your eligible vet bills back*

Offer of policy renewal for your pet's life.

Access to an Australian vet online 24/7 with VetAssist

Easy online claims or claim on the spot with GapOnly®=

Optional add-ons Routine Care (non-insurance benefit) up to $120 for specified treatments like vaccinations.

30% off pet prescription medication with PetScripts.**

jules and toby

Cat Insurance.

Claim up to $30k per year.#

Choose from up 80% of your eligible vet bills back*

Offer of policy renewal for your pet's life.

Access to an Australian vet online 24/7 with VetAssist

Easy online claims or claim on the spot with GapOnly®=

Optional add-ons Routine Care (non-insurance benefit) up to $120 for specified treatments like vaccinations.

30% off pet prescription medication with PetScripts.**

girl and cat

As an Everyday Pet Insurance customer, you can save up to $600 a year on your groceries.°

Dog

Pet Insurance FAQs.

  • VetAssist connects you to licensed Australian Vets via video or online chat. It allows you to get credible advice at home, or even if you're on the move.
  • You can speak to a vet via video or online chat 24/7 and get advice on whether your pet requires emergency care, or if you can look after them in the comfort of their home.

Find out more about VetAssist

Every pet and owner is unique. That's why it is important to consider a wide range of cover options for your dog and cat, from basic coverage to comprehensive plans that offer higher cover and sub-limits. Considering the different cover options can help you find the policy that best aligns with your specific lifestyle, your budget and potential for unexpected pet expenses.

Pet insurance can help offer financial assistance by reimbursing a predetermined percentage of eligible veterinary expenses, up to set annual limits and sub-limits, when your pet requires treatment for specified accidental injuries or illnesses, covered by your policy. Ensure you check whether any cover exclusions may apply. You select your desired coverage level and pay regular premiums, monthly, weekly or fortnightly. In the event of a claim, you may be required to pay the full cost upfront of any vet bills and seek a reimbursement from your insurer for eligible claims. Excess and waiting periods may apply.

Pet insurance premiums are calculated by considering several factors, including but not limited to, the policy and level of cover and any factors that may increase or decrease the risk to the insurer. Get an online quote from Everyday Pet Insurance to see the cost of available cover options that suits you and your pet. 

Dental coverage is usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional routine care (non-insurance) benefit to your Comprehensive or Comprehensive Plus policy. With routine care, you can get $50 annually towards vaccinations or health checks, and then another $50 annually towards other specified routine care items, including dental illness treatment and teeth cleaning. For further details around routine care (non-insurance) benefit, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).

Vaccinations are usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional routine care (non-insurance) benefit to your Comprehensive or Comprehensive Plus policy. With routine care you can get up to $50 annually for vaccinations. For further details around routine care, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).

The conditions covered by pet insurance may depend on the policy type, cover levels and the associated terms and conditions. To learn more about our covered conditions, check the Everyday Pet Insurance cover options.

Everyday Pet Insurance provides cover for eligible treatments by visiting any registered vet in Australia. This can includes any veterinarian, veterinary specialist, animal hospital, animal clinic or animal surgery (other than yourself), who is licensed in and currently registered in Australia. 

If you'd like you claim on the spot and only pay the gap on eligible bills, you can choose GapOnly® at participating vets.= Alternatively, you (or your vet) may seek pre-approval for the expected costs of treatment under your policy. 

As an Everyday Pet Insurance customer, you can also access VetAssist† which gives you access to a licensed Australian vet for free via video call or online chat 24/7. Valued at $199 p.a.

Pet insurance may cover diagnostic expenses, such as x-rays, for eligible conditions outlined in your policy, up to any applicable annual limits and sub-limits. However, routine or elective tests, as well as treatment for pre-existing conditions, may be excluded from coverage. If you would like a more detailed breakdown of Everyday Pet Insurance coverage, visit our Compare Pet Insurance page. It summarises the different levels of cover, applicable annual benefit limits, waiting periods and excess options. Consider also the Everyday Pet Insurance Product Disclosure Statement for more information. 

You can contact Everyday Pet Insurance from Woolworths via our phone number, 1300 10 1234. Our opening hours are Monday to Friday, 8:00am to 8:00pm (AEST/AEDT), except public holidays.

To make a claim, please visit the Everyday Pet Insurance make a claim page.

 

Why our customers picked Everyday Pet Insurance, multi-award winning insurance.

pet awards

Mozo Experts Choice 2023 award for Exceptional Value Accident & Illness Pet Insurance and Reader’s Digest 2022 Highly Commended Trusted Brand Award.

[Everyday] Pet Insurance is the best insurance. Working in the vet industry, I have seen them pay out efficiently on countless claims. Their coverage is excellent, with great options and prices that are extremely reasonable. The fact that you can pay the gap only at participating vets makes the claims process so easy. Customer service is always on point. You aren't just a number but a valued customer to them. I highly recommend [Everyday] Pet Insurance for your fur babies.

Jacqueline, March 2025.

Excellent product, we have been really happy that it links to our rewards with a 10% discount every month and also how user friendly the claim process has been.

Andrea, February 2025.

Pet information hub.

Understanding pet insurance

Understanding pet insurance

What does pet insurance cover?

What does pet insurance cover?

Pet Health Hub.

Pet Health Hub.

What to know before getting a cat

What to know before getting a cat

Important information.

text

° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

text

|| When: This offer is available between AEST 12:00 PM 08/10/25 and AEST 11:59 PM 01/02/26. Where: This offer is available when you buy an eligible Everyday Pet Insurance policy online. Who: This offer is personal to you and available only to Everyday Rewards members with an active registered Everyday Rewards Card. Everyday Rewards Plus Card holders are not eligible for this offer. How it works: To enjoy your first two (2) months of free cover, you must successfully link your active registered Everyday Rewards Card when purchasing an eligible Everyday Pet Insurance policy online during the offer period. This offer entitles you to two months free in your first policy year of your policy cover, provided the policy remains in force, with all premiums paid in full, and you remain an Everyday Rewards member. If you choose to pay annually, you will have the first two months free automatically deducted from the annual premium at the time of purchase. If you choose to pay by monthly or fortnightly instalment, you will not be charged an instalment for the first two months of your first policy period. Your payments will start from the third month of your policy period. The discounted premium will be shown on your Certificate of Insurance, which is sent on acceptance of your policy.

This offer is limited to one per Everyday Rewards member. Only one (1) offer may be selected under Unlock Your Offer.

You will no longer receive this offer if your policy is cancelled, you change your level of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended.

Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Pet Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination available here to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time, and will provide reasonable notice of any adverse changes.

text

^^ This offer is personal to you and will be available only on the Everyday Rewards Card entered at time of quote. Offer applies to new Everyday Pet Insurance quotes made online at insurance.everyday.com.au from 14 October 2024 to 21 November 2025. Collect 500 Everyday Rewards Points when you complete a quote online at insurance.everyday.com.au (excluding Roadside Assist, Life Insurance, Travel, Car, Home & Landlords Insurance) and provide your valid Everyday Rewards Card number at the time of quote.

This offer can be enjoyed a maximum of once only per eligible insurance product every 90 days. Cannot be used in conjunction with any other offer unless otherwise specified. Your Everyday Rewards Points will be loaded onto your Everyday Rewards Card within 10 business days of the quote being completed. Enjoyment of Everyday Rewards is subject to the Everyday Rewards Terms and Conditions and the Everyday Insurance Terms and Conditions contained in the Product Disclosure Statement. Woolworths reserves the right to withdraw or extend this discount or offer at any time, without notice.

You may not collect Everyday Rewards Points if earning those points would cause you to exceed $4,000 Everyday Rewards dollars (as set out in the Everyday Rewards Terms and Conditions).

text

* Limits, waiting periods, exclusions and excesses may apply.

text

† Offer available to new Everyday Pet Insurance policyholders, and is limited to 1 membership per eligible policy. The free membership offer (valued at $199p.a) is from the date of your policy commencement, provided your Everyday Pet Insurance policy remains active. You are not eligible to redeem the free membership subscription for cash or credit. VetAssist is a separate subscription based service to the Everyday Pet Insurance product, and is provided independently by Everyday Insurance third party service provider, VetChat Services Pty Ltd (VetChat). Click here for full VetAssist Service terms and conditions. Everyday Insurance reserves the right to vary or remove this offer at any time and will provide reasonable notice of any such changes.

text

~~ Based on PetSure data January 2023 to December 2023.

text

>> Once all required claims documentation has been received.

Based on PetSure data February 2023 to January 2024.

text

= The gap is defined as the difference between the vet's invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating Vets. Please visit GapOnly® to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).

text

As long as we continue to provide the product, we'll offer renewal of your policy every year for your pet's life. Cover is subject to the terms and conditions of your renewing policy. See details in your PDS.

text

Policy Terms and Conditions, exclusions and limits apply. Benefit limit amounts vary by level of cover.

text

** Offer is valid until 1 July 2026 (Offer Period). This entitles you to a 30% discount off your prescription medication purchase from PetScripts Pty Ltd ABN 73 610 444 427 (PetScripts) whilst your policy remains in force during the Offer Period and cannot be used in conjunction with any other offer. This offer only applies to medication prescribed to the pet insured under Everyday Pet Insurance Policies. Services provided by PetScripts are separate to your pet insurance policy. The 30% discount offer is subject to PetScripts' general Terms and Conditions, including the Privacy Policy which are available online at www.petscripts.com.au. Everyday Pet Insurance may withdraw or extend this offer at any time without notice.

text

Testimonials are based on individual circumstances and may not reflect your experience. They may be influenced by factors such as cover options, excess, risk ratings, and available discounts, as well as the person’s own objectives, situation and needs. All claims are assessed on a case by case basis and subject to the terms and conditions including limits and exclusions of the insurance policy.