Get up to 12,000 Everyday Rewards points.^^

Buy a Car Insurance policy, link your Everyday Rewards Card & add promo code BF12K.

Why Choose Drive Less Pay Less Car Insurance?

Comprehensive Cover tailored to the kilometres you nominate.

Everyday Drive Less Pay Less Car Insurance

Save up to $320 a year.*

Comprehensive cover tailored to the kilometres you nominate. Eligible drivers could save up to $320 a year.*

Save up to $600 a year on groceries.°

with 10% off your Woolworths in-store grocery shop every month.°

Lifetime guarantee on authorised repairs.+

Comprehensive policies enjoy a lifetime guarantee on authorised car repairs carried out by our extensive network of nominated repairers.

Cover you can count on.

Our friendly claims lodgement team are here 24 hours a day, 7 days a week.

Quality cover you can trust.

Backed by Hollard, one of Australia's largest insurers.

* Eligibility for Drive Less Pay Less is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria.

Get a quote online today with Everyday Car Insurance.

Bruce

How does Everyday Drive Less Pay Less work?


Get a Car Insurance quote online.
 

Get a quote online and tell us how many kilometres you plan to drive each year. We'll let you know if you qualify and provide you with a quote.

Tell us your Start Odometer Reading.


When choosing this cover, you tell us your car's odometer reading on the date your policy begins, this is your Start Odometer Reading.

Your End Odometer Reading is calculated by adding the amount of kilometres you plan to drive to the start odometer reading that you have disclosed.

Apply to top up your kilometres if you need.

You can increase your End Odometer Reading in your My Insurance Portal account. Click on ‘View Policy details’, and click on ‘Need more kms?'.

Subject to conditions and additional premiums. See our PDS for more details.
 

Note: If you make a claim at a time when you’re outside the end odometer reading shown on your Certificate of Insurance, then you may need to pay the basic excess, an Outside Odometer Excess and any other applicable excesses at the time of a claim.

From quote to claim, we're here to make things as simple and straightforward as possible.

24 hour emergency claims assistance.

Our claims lodgement team is available around the clock for emergency car claims.

Manage your policy online.

Log in to My Insurance Portal and update your policy online anytime, anywhere.
 

Flexible payment options.

Adjust your excess to find a premium suitable for you. Plus you can choose to pay monthly or yearly.
 

Great everyday rewards.

As an Everyday Insurance customer, get 10% off an in-store Woolworths shop every month°, plus enjoy exclusive offers and partner discounts.
 

Award-winning Insurance.

Our Car Insurance goes above and beyond customer expectations. That's why we're the proud winners of Finder’s 2023 Customer Satisfaction Awards 2023 award for Highly Commended Car Insurance - National.

Car Insurance FAQs.

You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.

To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.

Find out more about making a Car Insurance claim.

 

A summary of what you are covered for is in our Benefits and Comparison table. You can also read through the terms, conditions and exclusions outlined in the Car Insurance Product Disclosure Statement.

You will also find the details of your individual cover in your Certificate of Insurance, which you can view and download in My Insurance Portal or by contacting us on 1300 10 1234 and we’ll email or post a copy to you.

Not registered for My Insurance Portal? Register now to manage your policies quickly and easily online.

 

Roadside Assist is available as an optional extra on all our policies. Refer to your Certificate of Insurance to see if you are covered for this extra.

You can add Roadside Assist service when you take out a new Everyday Car Insurance policy, or purchase it on its own if you already have an existing policy.

 

You can manage your Car Insurance policy via My Insurance Portal.

From your account, you will be able to:

Update your email address and phone number

Update your credit or debit card details

Access your Certificate of Insurance

Increase your Odometer end reading (for Drive Less Pay Less)

Login
Register now

If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234  during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.

 

If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details.

With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew. 

If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.


To find out more about your renewal dates, you can Chat Now.

 

You can chat with us to add another policy holder, an authorised contact or another driver during our chat operating hours.


Why our customers picked Everyday Car Insurance.

Medallia

Drive Less Pay Less suits me because I dont use much the car. The monthly direct debit is not hard to the pocket and I get 10% off in my [in-store] groceries every month.

Joshua Lawrence, Janaury 2025

It was easy to get the insurance, the price was good and I like that I could pick the kilometres per year. If I don't drive a lot, it is good to have the option and not pay as much.

Amanda, Janaury 2025

Important information.

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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^^ This offer is available for purchase from 12:00 AM AEST on 06/10/2025 to 11:59 PM AEST on 03/12/2025.

Where the offer is available
This offer is only available when purchasing a new Everyday Car Insurance policy.

Who is eligible
This offer applies to Everyday Rewards members who have an active registered Everyday Rewards card that is linked to their Everyday Car Insurance policy. 

How it works
To receive up to 12,000 Everyday Rewards points, you need to enter promo code BF12K and successfully link your active, registered Everyday Rewards Card to your new Everyday Car Insurance policy when you buy it during the offer period.

You will receive your Everyday Rewards points in monthly instalments of 1,000 points, up to a total of 12,000 points over the first year of your policy. This is provided your policy remains active and premium payment(s) are up to date. The first instalment of 1,000 points will be added to your Everyday Rewards Card within 40 days after your first premium payment has been made in full. Following this, 1,000 points will be added to your card by the 15th day of each month, provided your premiums are up to date and your policy remains active. 

You will no longer receive this offer if your policy is cancelled, if you change your type of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended. 

This offer can be redeemed once (1) per Everyday Rewards Member. Only one (1) offer promo code can be applied at a time.

What is not included
This offer excludes: Everyday Pet, Home, Landlord, Travel, Life, and Funeral Insurance products and Everyday Roadside Assist, and Everyday Rewards members who have not linked their active, registered Everyday Rewards Card to their policy. 

Additional Important Information
Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Car Insurance Product Disclosure StatementFinancial Services Guide and Target Market Determination available to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. You may not collect Everyday Rewards points if earning those points would cause you to exceed $4,000 Everyday Rewards dollars (as set out in the Everyday Rewards Terms and Conditions). Everyday Rewards points cannot be redeemed for cash. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time. Woolworths will provide reasonable notice of any adverse changes.

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* Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who drive 15,000km or less  annually. Current as at 06 March 2024. Eligibility for Drive Less Pay Less and actual savings is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria. Minimum premiums may reduce savings. Kilometres can be increased to a limit of 15,000km per period of insurance for an additional premium. In the event of a claim, if the end odometer reading is exceeded, an additional Outside odometer excess will apply.

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While you remain the registered owner of the vehicle.