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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.
Why Choose Drive Less Pay Less Car Insurance?
How does Everyday Drive Less Pay Less work?
Get a Car Insurance quote online.
Get a quote online and tell us how many kilometres you plan to drive each year. We'll let you know if you qualify and provide you with a quote.
Tell us your Start Odometer Reading.
When choosing this cover, you tell us your car's odometer reading on the date your policy begins, this is your Start Odometer Reading.
Your End Odometer Reading is calculated by adding the amount of kilometres you plan to drive to the start odometer reading that you have disclosed.
Apply to top up your kilometres if you need.
You can increase your End Odometer Reading in your My Insurance Portal account. Click on ‘View Policy details’, and click on ‘Need more kms?'.
Subject to conditions and additional premiums. See our PDS for more details.
Note: If you make a claim at a time when you’re outside the end odometer reading shown on your Certificate of Insurance, then you may need to pay the basic excess, an Outside Odometer Excess and any other applicable excesses at the time of a claim.
From quote to claim, we're here to make things as simple and straightforward as possible.
Car Insurance FAQs.
You can lodge your Car Insurance claim quickly and easily via your My Insurance Portal account. Login now to start your claim.
To lodge a claim, you'll need the full name, address and registration number of any other parties involved, as well as the telephone and licence number of the other driver if possible.
Find out more about making a Car Insurance claim.
A summary of what you are covered for is in our Benefits and Comparison table. You can also read through the terms, conditions and exclusions outlined in the Car Insurance Product Disclosure Statement.
You will also find the details of your individual cover in your Certificate of Insurance, which you can view and download in My Insurance Portal or by contacting us on 1300 10 1234 and we’ll email or post a copy to you.
Not registered for My Insurance Portal? Register now to manage your policies quickly and easily online.
Roadside Assist is available as an optional extra on all our policies. Refer to your Certificate of Insurance to see if you are covered for this extra.
You can add Roadside Assist service when you take out a new Everyday Car Insurance policy, or purchase it on its own if you already have an existing policy.
You can manage your Car Insurance policy via My Insurance Portal.
From your account, you will be able to:
Update your email address and phone number
Update your credit or debit card details
Access your Certificate of Insurance
Increase your Odometer end reading (for Drive Less Pay Less)
If you need to make other changes to your policy, such as updating your physical address, you can contact us on 1300 10 1234 during our operating hours. Note that if your policy is pending renewal, online changes might be restricted.
If we offer renewal, the policy will automatically renew as per the renewal notice. We will send you this renewal notice at least 14 days before your renewal date which will outline what you need to do to stay covered. You should check your renewal notice carefully and contact us on 1300 10 1234 if you need to make any changes to your policy or details.
With automatic renewal, your renewal notice will set out the proposed new policy terms and premium. If no changes are required to your policy and your premium payments are up to date, you don’t need to do anything – your policy will automatically renew.
If you opted out of automatic renewal, your renewal notice will advise you to call to continue your cover. We will provide you with a quote and policy terms. If you’re happy to proceed, we will renew your policy.
To find out more about your renewal dates, you can Chat Now.
You can chat with us to add another policy holder, an authorised contact or another driver during our chat operating hours.
Important information.
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* Savings between $0 to $320 derived from premium comparisons between Everyday Comprehensive car cover option and Drive Less Pay Less option. Calculations based on profiles of existing Everyday Car Insurance customers who advised they drive under 15,000 km annually. Current as at 06 March 2024. Eligibility for Drive Less Pay Less and actual savings is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria. Minimum premiums may reduce savings. Kilometres can be increased to a limit of 15,000km per period of insurance for an additional premium. In event of a claim, if the end odometer reading is exceeded, an additional Outside odometer excess will apply.
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+ While you remain the registered owner of the vehicle.
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Cover and benefits are subject to eligibility criteria and terms and conditions, including the limits and exclusions of the insurance policy. Any advice provided is general only and may not be right for you. Before you purchase this product you should carefully read the Car Insurance Product Disclosure Statement and consider the Target Market Determination to decide if it is right for you.
