Great everyday rewards with Everyday Pet Insurance from Woolworths.

Get 10% off an in-store Woolworths shop every month.°

As an Everyday Insurance and Rewards customer. Find out more

Piggybank

Free 24/7 access to an online vet with VetAssist†

Get exclusive 24/7 access to licensed Australian Vets via video call or online chat.
Find out more

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Enjoy Everyday Pet Insurance benefits.

Claim up to $7.5k, $12.5k, $24k or $35k a year with Everyday Pet Insurance.#

Shield

Claim on the spot with GapOnly®=

Pet insurance that pays upfront. Claim on the spot and only pay the gap on eligible claims.=
Find out more

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Pet food Offer Collect 10 times points

Score 10x Everyday Rewards points on selected pet food products at Woolworths.<

Link your Everyday Rewards card to your Pet Insurance policy today to be eligible to collect your rewards.


Get 3 months FREE Pet Insurance.1

Enter promo code PET3MO (offer ends 28/06/26), and don't forget to link your Everyday Rewards Card to get 10% off an in-store Woolworths shop every month.°

Choose the Pet Insurance cover that suits your needs.

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FeaturesDetails
Annual benefit limit.
Options: Up to $7,500, $12,500, $24,000, $35,000#
Benefit percentage (% of eligible vet bills covered).
Options: Up to 70%, 80%, or 90%#
Illness Cover. 
Accidental Injury. 
NEW No sub-limits per condition. 
NEW Booster Care

Optional benefit.

Includes specified dental conditions or specialised therapies (like behavioural conditions and physiotherapy) up to $2,000.v

Routine Care (non-Insurance benefit).

Optional non-insurance benefit.

You can claim up to $120 for preventative items like vaccinations. 

These product features are effective for policies sold after 29 January 2026. 

Above is a summary table only. For futher details, visit the compare page or read the Pet Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.

 

Why our customers picked Everyday Pet Insurance.

 

Medallia

Insurance that fits my needs, easy to understand and easy to sign up. Benefits are a welcome incentive. Communication has been appropriate and not bombarding my news feeds. I feel comfortable with the amount of cover I have and confident with claiming.

 

Andrea, April 2024

I enjoy having pet insurance, I know my dog is covered. I also love the 10% off my shop at [in-store] Woolworths [once a month], great value. It's also easy to put my claim in and the money is in my account in a couple of days, I haven't had to follow up any claims submitted. Thanks Woolies!

Jodie, July 2023

Pet Insurance FAQs.

The 10% off your shop offer can be redeemed in-store once a that month. It's limited to a maximum saving of $50 (i.e. 10% off a $500 in-store grocery shop) on a single Woolworths Supermarkets in-store transaction each calendar month.

To receive the 10% off groceries offer in-store you must scan your Everyday Rewards Card. The Card must be linked to your Everyday Insurance policy. Applicable customers can elect when they choose to take up the offer by selecting "yes" or "no" when prompted at checkout. Terms & Conditions apply

The offer is only available for qualifying purchases made in store and excludes online orders made on woolworths.com.au or via the Woolworths app (including Pick up and Direct to boot orders).

Read all 10% off your shop FAQs

Every pet and owner is unique. That's why it is important to consider a wide range of cover options for your dog and cat. Considering the different cover options can help you find the policy that best aligns with your specific lifestyle, your situation and potential for unexpected pet expenses.

Pet insurance can help offer financial assistance by reimbursing a predetermined percentage of eligible veterinary expenses, up to set annual limits and claim limits, when your pet requires treatment for specified accidental injuries or illnesses, covered by your policy. Ensure you check whether any cover exclusions may apply. You select your desired coverage options and pay regular premiums, monthly, weekly or fortnightly. In the event of a claim, you may be required to pay the full cost upfront of any vet bills and seek a reimbursement from your insurer for eligible claims. Excess and waiting periods may apply.

Pet insurance premiums are calculated by considering several factors, including but not limited to, the policy and level of cover and any factors that may increase or decrease the risk to the insurer. Get an online quote from Everyday Pet Insurance to see the cost of available cover options that suits you and your pet. 

The conditions covered by pet insurance may depend on the policy type, cover levels and the associated terms and conditions. To learn more about our covered conditions, check the Everyday Pet Insurance cover options.

Vaccinations are usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional Routine Care (non-insurance benefit) and claim up to $120 per year (in fixed contributions) for preventative items, including vaccinations. For further details around routine care, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).

Everyday Pet Insurance provides cover for eligible treatments by visiting any registered vet in Australia. This can includes any veterinarian, veterinary specialist, animal hospital, animal clinic or animal surgery (other than yourself), who is licensed in and currently registered in Australia. 

If you'd like you claim on the spot and only pay the gap on eligible bills, you can choose GapOnly® at participating vets.= Alternatively, you (or your vet) may seek pre-approval for the expected costs of treatment under your policy. 

As an Everyday Pet Insurance customer, you can also access VetAssist which gives you access to a licensed Australian vet for free via video call or online chat 24/7. Valued at $199 p.a.

Important information.

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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1Offer Period 

This Offer is available for purchases from 00:00AM AEST on 16/04/2026 to 23:59PM AEST on 28/06/2026. 

Where the Offer is available 

This Offer is available when you purchase a new Everyday Pet Insurance policy on the Everyday Insurance website or through calling the Customer Hub. 

Who is Eligible 

This Offer applies to customers who enter or provide the promo code PET3MO during the Offer period when purchasing a policy. The discount cannot be applied after purchase.

How it works 

To enjoy your first 3 months of free cover, you must enter the promo code PET3MO when buying the policy online or  provide the promo code to the Customer Hub when buying the policy over the phone. 

Only 1 promo code may be used at the time of purchase.

This offer entitles you to 3 months free in your first policy year of your policy cover, provided the policy remains in force and with all premiums paid in full. If you choose to pay annually, you will have the 3 months free, a discount equivalent to 3 months of premium applied to your annual premium at the time of purchase. If you choose to pay by monthly or fortnightly instalment, you will not be charged an instalment for the first 3 months of your first policy period. Your payments will start from the fourth month of your policy period. 

The discounted premium will be shown on your Certificate of Insurance, which you'll receive after your policy is accepted. You will no longer receive this offer if your policy is cancelled, if you change your level of cover, and or your policy number changes.

What is not included 

This offer excludes: Everyday Car, Home, Landlord, Travel Insurance products and Everyday Roadside Assist.

Additional Important Information 

Enjoyment of this offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Pet Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination found here to determine if the products are right for you. Woolworths reserves the right to vary, withdraw or extend this offer at any time. Woolworths will provide reasonable notice of any adverse changes. 

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# Depending on your level of cover. Policy T&Cs, limits, exclusions, waiting periods and annual excess may apply.

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† Offer available to new Everyday Pet Insurance policyholders, and is limited to 1 membership per eligible policy. The free membership offer (valued at $199p.a) is from the date of your policy commencement, provided your Everyday Pet Insurance policy remains active. You are not eligible to redeem the free membership subscription for cash or credit. VetAssist is a separate subscription based service to the Everyday Pet Insurance product, and is provided independently by Everyday Insurance third party service provider, VetChat Services Pty Ltd (VetChat). Click here for full VetAssist Service terms and conditions. Everyday Insurance reserves the right to vary or remove this offer at any time and will provide reasonable notice of any such changes.

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= The gap is defined as the difference between the vet's invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating Vets. Please visit GapOnly® to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).

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v Booster Care limit, applicable benefit percentage, waiting periods and exclusions apply. Annual excess may apply. See details in your PDS.

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<Offer Period

Everyday Pet Insurance 10× Everyday Rewards points on selected Mars Pet Nutrition pet food offer is available between 12:01am (local time) 01 April 2026 and 11:59pm (local time) 28 February 2027. Offer period is based on the local time of the store you shop at or that fulfills your Woolworths Online order.

Where is the offer available?

Everyday Pet Insurance policyholders can collect 10× Everyday Rewards points on selected Mars Pet Nutrition pet food from the pet aisle at Woolworths Supermarkets and Woolworths Metro, online and in-store. This offer is not available on Everyday Market from Woolworths purchases, purchases via MILKRUN, or purchases made with a Woolworths Online business account.

Who is eligible?

This offer is for Everyday Pet Insurance policyholders who have successfully linked an active, registered Everyday Rewards or Everyday Rewards Plus Card to their active pet insurance policy. Please note that it may take up to 10 days after linking your Everyday Rewards Card to your Everyday Pet Insurance policy for this offer to become available.

You will not receive this offer if your Everyday Rewards or Everyday Rewards Plus account is cancelled, terminated, or suspended during the offer period. Additionally, you will not  be eligible for this offer if your policy is cancelled, or if a change in your level of cover results in a new policy number during the offer period. To remain eligible for this offer, you must link your new Everyday Rewards Card or Everyday Rewards Plus card to your policy if your card number changes.

How does it works

To collect 10× Everyday Rewards points when purchasing eligible pet food products, you must:

  • Have successfully linked your active, registered Everyday Rewards Card or Everyday Rewards Plus Card to your active Everyday Pet Insurance policy;

  • Purchase a participating product at a Woolworths Supermarket, Woolworths Metro, or Woolworths Online. Please visit woolworths.com.au for stock availability, price, and delivery areas, which may vary by store; and

  • To enjoy:

    • In-store: Scan your active, registered Everyday Rewards Card or Everyday Rewards Plus Card before completing your transaction.

    • Online: Ensure your active, registered Everyday Rewards Card or Everyday Rewards Plus Card is linked to your online account when you complete the transaction.

Your Everyday Rewards points will be added to your account within ten (10) business days of completing a qualifying purchase. The 10X points equals 1 (one) standard Everyday Rewards point and 9 (nine) additional points per dollar spent on participating products. This offer can be enjoyed multiple times during the promotional period. However, this offer is not valid for commercial transactions or quantities exceeding reasonable personal and household consumption.

What is included?

This offer is valid on participating Mars Pet Nutrition products from the following brands: MyDog, Optimum, Pedigree, Greenies, Schmackos, Whiskas, Dine, and Temptations. For a list of all participating products, see here.

What is excluded?

This offer excludes: all Exelpet dog and cat treatment products, and  all Catsan cat litter products and Chum dog food products. 

Additional Important Information

Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Pet Insurance Product Disclosure StatementFinancial Services Guide and Target Market Determination to assist in determining if the products are right for you. In addition to the above terms and conditions, please see the Woolworths Supermarket Terms and Conditions. By participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. You may not collect Everyday Rewards points if earning those points would cause you to exceed $4,000 Everyday Rewards dollars (as set out in the Everyday Rewards Terms and Conditions). Everyday Rewards points cannot be redeemed for cash. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time. Woolworths will provide reasonable notice of any adverse change.