Pick your offer, like 1 month free Pet Insurance.
Just link your Everyday Rewards Card when taking out a policy online.||

Great everyday rewards with Everyday Pet Insurance from Woolworths.

Get 10% off an in-store Woolworths shop every month.°

As an Everyday Insurance and Rewards customer. Find out more

Piggybank

Free 24/7 access to an online vet with VetAssist†

Get exclusive 24/7 access to licensed Australian Vets via video call or online chat.
Find out more

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Enjoy Everyday Pet Insurance benefits.

Claim up to $30,000 a year with Comprehensive Plus Pet Insurance.#

Shield

Claim on the spot with GapOnly®=

Pet insurance that pays upfront. Claim on the spot and only pay the gap on eligible claims.=
Find out more

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Choose the Pet Insurance cover that suits your needs.

 Basic CoverStandard CoverComprehensive CoverComprehensive Plus Cover
Annual benefit limit (up to 80% back on eligible Vet bills).1$5,000$10,000$24,000$30,000
Illness Cover.    
Specified Accidental Injury.    
VetAssist.†     
Offer of policy renewal for your pet's life.    
Optional Non-Insurance Routine Care.3    

These product features are effective for policies sold after 17 July 2023.
Above is a summary table only. Please read the Pet Insurance Product Disclosure Statement for full terms, conditions, limits and exclusions that apply.

 

Why our customers picked Everyday Pet Insurance.

 

Medallia

Insurance that fits my needs, easy to understand and easy to sign up. Benefits are a welcome incentive. Communication has been appropriate and not bombarding my news feeds. I feel comfortable with the amount of cover I have and confident with claiming.

 

Andrea, April 2024

I enjoy having pet insurance, I know my dog is covered. I also love the 10% off my shop at [in-store] Woolworths [once a month], great value. It's also easy to put my claim in and the money is in my account in a couple of days, I haven't had to follow up any claims submitted. Thanks Woolies!

Jodie, July 2023

Pet Insurance FAQs.

The 10% off your shop offer can be redeemed in-store once a that month. It's limited to a maximum saving of $50 (i.e. 10% off a $500 in-store grocery shop) on a single Woolworths Supermarkets in-store transaction each calendar month.

To receive the 10% off groceries offer in-store you must scan your Everyday Rewards Card. The Card must be linked to your Everyday Insurance policy. Applicable customers can elect when they choose to take up the offer by selecting "yes" or "no" when prompted at checkout. Terms & Conditions apply

The offer is only available for qualifying purchases made in store and excludes online orders made on woolworths.com.au or via the Woolworths app (including Pick up and Direct to boot orders).

Read all 10% off your shop FAQs

Every pet and owner is unique. That's why it is important to consider a wide range of cover options for your dog and cat, from basic coverage to comprehensive plans that offer higher cover and sub-limits. Considering the different cover options can help you find the policy that best aligns with your specific lifestyle, your budget and potential for unexpected pet expenses.

Pet insurance can help offer financial assistance by reimbursing a predetermined percentage of eligible veterinary expenses, up to set annual limits and sub-limits, when your pet requires treatment for specified accidental injuries or illnesses, covered by your policy. Ensure you check whether any cover exclusions may apply. You select your desired coverage level and pay regular premiums, monthly, weekly or fortnightly. In the event of a claim, you may be required to pay the full cost upfront of any vet bills and seek a reimbursement from your insurer for eligible claims. Excess and waiting periods may apply.

Pet insurance premiums are calculated by considering several factors, including but not limited to, the policy and level of cover and any factors that may increase or decrease the risk to the insurer. Get an online quote from Everyday Pet Insurance to see the cost of available cover options that suits you and your pet. 

The conditions covered by pet insurance may depend on the policy type, cover levels and the associated terms and conditions. To learn more about our covered conditions, check the Everyday Pet Insurance cover options.

Vaccinations are usually separate from pet insurance. However, you can add Everyday Pet Insurance's optional routine care (non-insurance) benefit to your Comprehensive or Comprehensive Plus policy. With routine care you can get up to $50 annually for vaccinations. For further details around routine care, you can read the Everyday Pet Insurance Product Disclosure Statement (PDS).

Everyday Pet Insurance provides cover for eligible treatments by visiting any registered vet in Australia. This can includes any veterinarian, veterinary specialist, animal hospital, animal clinic or animal surgery (other than yourself), who is licensed in and currently registered in Australia. 

If you'd like you claim on the spot and only pay the gap on eligible bills, you can choose GapOnly® at participating vets.= Alternatively, you (or your vet) may seek pre-approval for the expected costs of treatment under your policy. 

As an Everyday Pet Insurance customer, you can also access VetAssist which gives you access to a licensed Australian vet for free via video call or online chat 24/7. Valued at $199 p.a.

Important information.

1 Exclusions, limits and sub-limits may apply.

Optional Routine Care benefits are not automatically included in Comprehensive and Comprehensive Plus plans, but can be added on for an additional fee.

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|| When: This offer is available between AEST 12:00 PM 23/06/25 and AEST 11:59 PM 30/09/25. Where: This offer is available when you buy an eligible Everyday Pet Insurance policy online. Who: This offer is personal to you and available only to Everyday Rewards members with an active registered Everyday Rewards Card. Everyday Rewards Plus Card holders are not eligible for this offer. How it works: To enjoy your first month of free cover, you must successfully link your active registered Everyday Rewards Card when purchasing an eligible Everyday Pet Insurance policy online during the offer period. This offer entitles you to one month free in your first policy year of your policy cover, provided the policy remains in force, with all premiums paid in full, and you remain an Everyday Rewards member. If you choose to pay annually, you will have the first month free automatically deducted from the annual premium at the time of purchase. If you choose to pay by monthly or fortnightly instalment, you will not be charged an instalment for the first month of your first policy period. Your payments will start from the second month of your policy period. The discounted premium will be shown on your Certificate of Insurance, which is sent on acceptance of your policy.

This offer is limited to one per Everyday Rewards member. Only one (1) offer may be selected under Unlock Your Offer.

You will no longer receive this offer if your policy is cancelled, you change your level of cover and/or your policy number changes, or if your Everyday Rewards account is cancelled, terminated, or suspended.

Enjoyment of this Everyday Rewards offer is subject to the Everyday Insurance Terms and Conditions. Please consider the Everyday Pet Insurance Product Disclosure Statement, Financial Services Guide and Target Market Determination available here to determine if the products are right for you. In addition to the above terms and conditions, by participating in the Everyday Rewards program you agree to the Everyday Rewards Terms and Conditions. Woolworths reserves the right to vary, withdraw or extend this discount or an offer at any time, and will provide reasonable notice of any adverse changes.

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° This offer is only available for policyholders who have a registered Everyday Rewards Card linked to their eligible active Everyday Insurance policy. This offer is limited to one in-store Woolworths Supermarket transaction up to $500, with a maximum saving of $50 per Everyday Rewards Card, per month, regardless of the number of Woolworths services you use. For full T&Cs click here.

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Policy Terms and Conditions, exclusions and limits apply. Benefit limit amounts vary by level of cover.

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As long as we continue to provide the product, we'll offer renewal of your policy every year for your pet's life. Cover is subject to the terms and conditions of your renewing policy. See details in your PDS.

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† Offer available to new Everyday Pet Insurance policyholders, and is limited to 1 membership per eligible policy. The free membership offer (valued at $199p.a) is from the date of your policy commencement, provided your Everyday Pet Insurance policy remains active. You are not eligible to redeem the free membership subscription for cash or credit. VetAssist is a separate subscription based service to the Everyday Pet Insurance product, and is provided independently by Everyday Insurance third party service provider, VetChat Services Pty Ltd (VetChat). Click here for full VetAssist Service terms and conditions. Everyday Insurance reserves the right to vary or remove this offer at any time and will provide reasonable notice of any such changes.

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= The gap is defined as the difference between the vet's invoice and the claim benefit under your policy. Policy terms and conditions apply. GapOnly® is only available at participating Vets. Please visit GapOnly® to search for GapOnly® enabled vets. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, AFSL 420183).

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* Limits, waiting periods, exclusions and excesses may apply.