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^ To Unlock Your Offer, simply select your offer of choice and ensure you have linked your active registered Everyday Rewards card when purchasing an eligible Everyday Travel Insurance policy online.
Unlock Your Offer is only available on new International, Domestic and Frequent Traveller policies.
Each personalised offer is subject to specific T&Cs, personal to you, and available only on your Everyday Rewards Card. Your selected personalised offer cannot be used in conjunction with any other offer unless specified. Your selected personalised offer only applies to the first policy period unless otherwise specified. You cannot select or change your chosen personalised offer after the policy is purchased.
Enjoyment of Everyday Rewards, and each offer is subject to the Everyday Rewards Terms & Conditions and meeting the eligibility criteria specified in the Everyday Travel Insurance PDS associated with the chosen plan. Please consider the Product Disclosure Statement, Financial Services Guide and Target Market Determination available here to determine if the products are right for you. Woolworths reserves the right to vary or remove an offer at any time, and will provide reasonable notice of any such changes.
Consider the Product Disclosure Statement and Target Market Determination from us, and whether the product is right for you.
Link your Everyday Rewards Card when you get a Travel Insurance quote to see your exclusive offer^
Why Consider Everyday Travel Insurance?
What does Travel Insurance cover?
International Travel Insurance
Benefits & limitations (Applicable benefits and limits are per adult) | Comprehensive | Standard | Basic | Frequent Traveller |
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Cancellation or holiday deferment costs~ | from $5,000 with option to increase limits | from $2,500 with option to increase limits | $2,500 | from $10,000 with option to increase limits |
Emergency travel & accommodation expenses | Unlimited | $15,000 | $5,000 | Unlimited |
Overseas medical expenses† | Unlimited for up to 12 months | Unlimited for up to 12 months | Unlimited for up to 12 months | Unlimited for up to 12 months |
Medical evacuation | Unlimited | $500,000 | $250,000 | Unlimited |
Travel delay | $2,000 | $1,000 | $2,000 | |
Rental vehicle insurance excess~ | from $5,000 with the option to increase limits | $2,000 | from $5,000 with the option to increase limits | |
Luggage & personal effects# | $12,000 | $5,000 | $2,000 | $12,000 |
Accidental death | $25,000 | $10,000 | $25,000 | |
Personal liability | $2,500,000 | $1,000,000 | $1,000,000 | $2,500,000 |
Coronavirus travel costs | $10,000 | $7,500 | ||
Snow sports cover option | Available option | Available option |
Domestic Travel Insurance
Benefits & limitations (Applicable benefits and limits are per adult) | Comprehensive Domestic | Standard Domestic | Cancellation and Deposit |
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Cancellation or holiday deferment costs~ | from $3,000 with option to increase limits | from $1,500 with option to increase limits | from $500 with option to increase limits |
Emergency travel & accommodation expenses | $10,000 | $5,000 | $2,000 |
Medical evacuation | $100,000 | $50,000 | |
Travel delay | $1,000 | $500 | |
Rental vehicle insurance excess~ | from $5,000 with option to increase limits | $2,000 | |
Luggage & personal effects# | $4,000 | $2,000 | |
Accidental death | $25,000 | $10,000 | |
Personal liability | $300,000 | ||
Coronavirus travel costs | $2,500 | ||
Snow sport cover option | Available option |
Above is a summary table only. Please read the Product Disclosure Statement for full terms, conditions, limitations and exclusions that apply.
Cover optional extras
Frequently asked questions
To submit a claim online, simply follow the below instructions:
Log into your My Insurance Portal account or create an account
- Access your Travel Insurance policy by clicking the Travel Portal tile
- Select "My Claims" and click on "Make a claim"
- Tell us what happened and the expenses you're claiming
- Check your email for relevant supporting documents to upload
- Submit your claim and our team will be in contact
There are any number of reasons people have to cancel their holidays, even at the last minute.
If you have to unexpectedly cancel your trip because of any one of the specific events listed in the PDS, Everyday Travel Insurance offers cover for the non-refundable costs of your trip and the travel agent cancellation fees, or the costs to rearrange your trip (provided the rearrangement cost is less than the amount you would have incurred had you cancelled your trip).
If your bags or luggage items are stolen, you need to report the theft to the relevant authority (e.g. police, hotel, airline). While we understand that this can be a challenge in a country where you don't speak the language and payment may even be required, it is important you try to obtain as much documentation as possible at the time of the incident. You will need this evidence in order for your claim to be considered and it can be difficult to obtain some documents once you return to Australia.
Next, you'll need to submit a claim online via My Insurance Portal for your stolen goods along with all relevant documentation. If your claim is approved, we will, after allowing for wear, tear and depreciation, choose to pay or reimburse the cost of replacing your item or pay you its depreciated value.
Claims can take up to 10 working days to process once we have all the relevant documentation. Please refer to the PDS for the full policy terms, conditions, limitations and exclusions that may apply.
Where possible, you must obtain documentation from the airline carrier or tour operator that verifies a delay or cancellation took place and includes details such as the reason/s for the delay and length of delay.
Travel must be delayed by at least six hours to meet the criteria for all Everyday Travel Insurance policies. If you know you'll be stuck at the airport for more than six hours you should contact the airline carrier or tour operator in the first instance to seek a refund, credit, or some form of financial compensation or arrangement specific to your needs.
If you do need to submit a claim for a travel delay, you must contact us to submit your claim as soon as possible.
The first thing to do when your luggage doesn't turn up on the carousel is to find an airline representative or the lost baggage desk and request a lost baggage report (also known as a Property Irregularity Report).
You must get a lost luggage report if you plan to make a claim, and this document normally carries the contact details so that you can check the progress of your luggage being found. Once your luggage has been lost or delayed in excess of 10 hours, you may be able to claim for the cost of any essential articles such as clothing and toiletries.
Remember to keep your receipts for all purchases as you will need to provide these when you lodge a claim.
You can make a claim online via your My Insurance Portal account.
You can purchase a policy after leaving your home in Australia, however, there is a 72-hour waiting period before cover for any events begins. In addition, if you purchase while you're travelling, you must purchase cover up to the date you will return to your home in Australia - we don’t offer cover for only the middle portion of your trip.
If you have an existing Everyday Travel Insurance policy that will end whilst you are travelling, and you purchase a new policy before that period of insurance ends, so there is no gap between periods of insurance, then the waiting period will not apply to that new policy.
Important information
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> Accompanying children are covered for free provided they are under 25 years old at the date you purchase your policy, are working less than 30 hours per week, are travelling with you on the same itinerary for your trip and are listed on your Certificate of Insurance.
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+ Subject to terms, conditions, limitations and exclusions. Benefit limit amounts vary by level of cover.
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~ This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.
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† For up to 12 months after the illness or injury first occurs.
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# Sub-limits apply.
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Woolworths Group Limited, ABN 88 000 014 675, AR 245476 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.