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Heading Out on the Open Road? Here's the Deal with Rental Car Excess

Planning your next adventure behind the wheel? Renting a car is a great way to explore, but there's one little detail you might want to be aware of: rental car excess.

What is rental car excess?

Simply put, it's an amount you may need to pay if your rental car is damaged or stolen. It's essentially an out-of-pocket expense.

The good news: we offer cover

Our different travel insurance plans offer options for rental car excess coverage. This means that if you're involved in an accident or the car is stolen, Everyday Insurance can step in to help cover that excess up to a certain amount provided you meet the eligibility criteria outlined in the Product Disclosure Statement.

 

Travelling in Australia or Abroad?

  • Domestic Trips: Rental vehicle insurance excess option is available with the Comprehensive Domestic plan with payment of an additional premium. The standard limit per trip is $5,000, however you can choose to add up to $5,000* of additional cover for an extra premium. 

  • International Trips: If you're heading overseas, our International Comprehensive and Frequent Traveller plans both offer rental car excess cover. Just like our domestic option, you can boost your coverage up to $5,000 for added protection.* 

 

Everyday Insurance charges a premium for each $1,000 of additional limit you select. The exact cost will depend on your specific policy and travel details.

 

Important note

Remember, this cover is specifically for the excess  payable under a Rental Vehicle Agreement, by you as the nominated driver, to a rental vehicle company as a result of damage or theft to the rental car. It doesn't include any liability for damages or injuries caused to others while driving. Make sure you have adequate liability insurance for your destination to ensure you're fully protected.

How do I get Travel Insurance?

We understand that unexpected events can happen while traveling.  That’s why we offer plans ranging from basic to more comprehensive coverage, designed to suit a variety of travel plans. Our team is here to help you understand your coverage choices and select the plan that best suits your needs.


Get a Travel Insurance quote online today

Why consider Everyday Travel Insurance from Woolworths?

24/7 Emergency Assistance

Our friendly Emergency Assistance team are here 24 hours a day, 7 days a week

24/7 Emergency Assistance

Free cover for under 25s

Dependents under 25 receive free cover when travelling with an insured parent>

Free cover for under 25s

No age limits

No age limits on Comprehensive or Frequent Traveller plans+
 

No age limits

Making claim time easy

You can submit your claim online anywhere in the world through our online portal

Making claim time easy

Important information

* This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.

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> Accompanying children are covered for free provided they are under 25 years old at the date you purchase your policy, are working less than 30 hours per week, are travelling with you on the same itinerary for your trip and are listed on your Certificate of Insurance.

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+ Subject to terms, conditions, limitations and exclusions. Benefit limit amounts vary by level of cover.

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Woolworths Group Limited, ABN 88 000 014 675, AR 245476 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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Life Insurance is issued by Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL No. 324908 (Swiss Re) and administered by Greenstone Financial Services Pty Ltd, ABN 53 128 692 884; AFSL No. 343079 (Greenstone). Roadside assistance is provided by Digicall Assist Pty Ltd ABN 92 152 605 340. Car, Home, and Landlords Insurance are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436 (Hollard).

Pet Insurance policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183, except for those entered into before 17 July 2023 & subsequent renewals, which are issued by Hollard.

Travel Insurance policies are issued by Pacific International Insurance Pty Ltd, ABN 83 169 311 193 and administered by nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. 

Woolworths Group Limited, AR 245476 acts as Hollard, PetSure, nib’s and Greenstone's Authorised Representative.

Any general advice provided does not consider your objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS), Financial Services Guide (FSG) Target Market Determination (TMD) available on this website, to decide if the product is right for you.

© Woolworths Group Limited 2020. All rights reserved. ABN 88 000 014 675