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^ To Unlock Your Offer, simply select your offer of choice and ensure you have linked your active registered Everyday Rewards Card when purchasing an eligible Everyday Travel Insurance policy online.
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Do you need travel insurance for domestic travel in Australia?
Let's help clear up some myths.
Travel Insurance | 3 minute read | 14 March 2025
- Unlock your exclusive Travel Insurance offer^ when you get a quote online and link your Everyday Rewards Card.
- Common misconceptions about domestic travel.
- Why consider domestic travel Insurance?
- Typical travel risks in Australia.
- Everyday Insurance: Travel Insurance options for your Australian getaway.
- What is specified items cover ?
- Travel Insurance and cruises.
- What is rental car excess option?
- Discover our travel destination guides.
Planning a trip around our beautiful country? Whether it's a weekend getaway to the Great Ocean Road, a family holiday in the Gold Coast, or an outback adventure, you might be wondering: "Do I really need travel insurance for domestic travel?" It's a fair question! Many of us think, "It's Australia, what could go wrong?" But that's where some common misconceptions creep in. Let's bust those myths and see why domestic travel insurance might be a savvy move.
Common misconceptions about domestic travel.
"My health insurance covers everything."
Your health insurance might not cover everything when you're travelling. For example, it might not cover cancellation costs if you have to call off your trip due to illness or injury.
"Australia is safe, nothing bad will happen."
While generally true, unexpected events can still throw a spanner in the works. Think cancelled flights, lost luggage, or even needing to cut your trip short.
"Travel insurance is only for overseas trips."
Not true! Domestic travel insurance is designed specifically for those travelling within Australia, addressing risks unique to local travel.
Why consider domestic travel Insurance?
Domestic travel insurance offers a safety net for unexpected hiccups that can disrupt your holiday. Here are some potential benefits:
Protection against cancellation costs: If you or a member of your travelling party gets sick or injured and you have to cancel your trip, you can claim for the non-refundable costs of pre-paid travel arrangements.
Cover for travel disruptions: Severe weather, natural disasters, or strikes can throw your plans into chaos. Travel insurance can help cover additional accommodation, meals and transportation expenses.
Luggage protection: Imagine your luggage goes missing en route. Travel insurance can provide cover for lost or stolen luggage and personal effects.
Rental car excess: If you're hiring a car, travel insurance could cover the excess if the vehicle is damaged or stolen.
Personal liability: Accidents happen. If you accidentally cause injury to someone or damage their property, personal liability cover could help with legal costs or compensation.
Please read the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) for full terms, conditions, limitations and exclusions that apply.
Typical travel risks in Australia.
Okay, so what kind of events are we talking about? Here are a few examples relevant to Australian domestic travel:
Flight cancellations or delays due to bad weather or strikes.
Lost or stolen luggage on flights or in transit.
Unexpected illness or injury requiring medical treatment. Note that domestic plans do not cover medical, hospital, dental, or ambulance expenses.
Damage to rental cars.
Bushfires, floods, or cyclones disrupting travel plans.
Everyday Insurance: Travel Insurance options for your Australian getaway.
Everyday Insurance offers a range of domestic travel insurance plans to suit different needs and budgets. Pick the domestic cover option that's most suitable for you.
| Benefits & limitations (Applicable benefits and limits are per adult) |
|
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|---|---|---|---|
| 24/7 online claims submission | |||
| Luggage and personal effects# | up to $4,000 | up to $2,000 | |
| Cancellation or holiday deferment costs | from $3,000 with the option to increase limits | from $1,500 with the option to increase limits | from $500 with the option to increase limits |
| Cover for domestic emergency travel and accommodation expenses | up to $10,000 | up to $5,000 | up to $2,000 |
| Coronavirus travel costs | up to $2,500 |
Above is a summary table only. Please read the Product Disclosure Statement for full terms, conditions, limitations and exclusions that apply.
Find the perfect plan for your next Australian adventure and get a quote from Everyday Travel Insurance today.
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Woolworths Group Limited, ABN 88 000 014 675, AR 245476 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.
